Harford County property record for 854 Forgans Dr, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,797 sqft · built 2025 |
| Lot Size | 0.173 acres (7,518 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $596,420 (Jan 2026) |
| Tax Bill | $5,666 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-402776 |
| Primary APN | 02-402776 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,797 sqft Total Area |
| Basement Area | 820 sqft |
| Finished Basement | 820 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,518 sqft (0.173 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 402776 |
|---|---|
| Street Address | 854 FORGANS DR |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IBD |
| Legal Description | LOT 13 7518 SQFT 854 FORGANS DRIVE ABERDEEN OVERLOOK 218/24 |
| Legal Subdivision | PHASE 5 ABERDEEN OVERLOOK |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 302200 |
Source: Harford County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 854 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Sep 29, 2025 | Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2025 · Amount on Record |
| Deed Book / Page | 16966 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 13, 2026 |
| Property Address | 854 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0169660279 |
| Book / Page | 16966 / 279 |
| Map Reference | MB MLK LB 218 FO 24 |
| Instrument Date | Jan 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,982.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 854 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0016966285 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 16966/285 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 29, 2025 |
| Property Address | 854 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0168240052 |
| Book / Page | 16824 / 52 |
| Map Reference | LB 218 FO 24 |
| Instrument Date | Sep 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $813.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8007 CORPORATE DR STE L, L, NOTTINGHAM, MD 21236-4905 |
| Investor | Possibly a Property Investor |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,666.00 (+1,881.12%) | $594,400 (+1,874.75%) Land $150,700 Building $443,700 | $594,400 (+1,874.75%) Land $150,700 Building $443,700 |
| 2025 | $286.00 | $30,100 Land $30,100 | $30,100 Land $30,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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