856 Cypress Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 856 Cypress Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,278 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on File
Last Sale	$555,000 (Jun 2017)
Tax Bill	$14,581 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-40-32-00006-0080-00015.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-32-00006-0080-00015.0`
Alternative APN	`58817`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,278 sqft Living Area
1st Floor Area	1,163 sqft
2nd Floor Area	1,115 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	504 sqft
Driveway	Concrete Driveway
Driveway Area	1,454 sqft

Exterior Amenities

Pool Area	338 sqft
Porch	Open Porch
Porch Area	650 sqft
Patio Area	690 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	856 CYPRESS RD
City	VERO BEACH
State	FL
Zip	32963-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VERO BEACH ESTATES BLK 8 LOT 15 PBS 5-8
Legal Range	40E
Legal Township	32S
Legal Section	32
Legal Subdivision	VERO BEACH ESTATES
Legal Block	8
Legal Lot Number	15
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1029
Census Tract	50505

Owner

Source: Indian River County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	6484 MODERN DURAN DR, MELBOURNE, FL 32940-2832
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Jun 21, 2017	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Prior Sale	Feb 28, 2013 · Amount on File
Deed Document Number	201735667
Deed Book / Page	3034 / 519
Prior Transfer Date	Nov 9, 2001
Prior Transfer Doc	1444001108
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 5, 2025
Property Address	856 CYPRESS RD, VERO BEACH, FL 32963-1611
Document Number	0038230524
Book / Page	3823 / 524
Map Reference	MB 5 PG 8
Instrument Date	Nov 12, 2025
Instrument	3120250059691
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6484 MODERN DURAN DR, MELBOURNE, FL 32940-2832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2627 W EAU GALLIE BLVD STE 105, 105, MELBOURNE, FL 32935-8303

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	856 CYPRESS RD, VERO BEACH, FL 32963-1611
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6484 MODERN DURAN DR, MELBOURNE, FL 32940-2832

Mortgage

Document Number	0033421198
Date	Sep 28, 2020
Book Page	3342/1198
Instrument	3120200057690

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 21, 2017
Property Address	856 CYPRESS RD, VERO BEACH, FL 32963-1611
Document Number	0030340519
Book / Page	003034 / 000519
Instrument Date	Jun 13, 2017
Instrument	35667
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE TREASURE COAST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3061 TRYALL CT MELBOURNE FL 329408532, MELBOURNE, FL 32940-8532

Mortgage

Document Number	30340520
Date	Jun 21, 2017
Book Page	003034/000520
Instrument	35668

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,581.00 (+26.23%)	$1,078,612 (+27.84%) Land $494,190 Building $584,422	$1,078,612 (+27.84%) Land $494,190 Building $584,422
2023	$11,551.00 (+25.3%)	$843,705 (+39.38%) Land $416,160 Building $427,545	$843,705 (+39.38%) Land $416,160 Building $427,545
2022	$9,219.00	$605,333 Land $286,110 Building $319,223	$605,333 Land $286,110 Building $319,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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