765 Cypress Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 765 Cypress Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1958
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Jan 2021)
Tax Bill	$22,019 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-40-32-00006-0090-00008.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-32-00006-0090-00008.0`
Alternative APN	`58833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Flooring	Parquet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	139 ft deep x 150 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	420 sqft
Driveway	Brick Driveway
Driveway Area	1,734 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	367 sqft
Patio Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	765 CYPRESS RD
City	VERO BEACH
State	FL
Zip	32963-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VERO BEACH ESTATES BLK 9 LOTS 8, 9 & 10 PBS 5-8
Legal Range	40E
Legal Township	32S
Legal Section	32
Legal Subdivision	VERO BEACH ESTATES
Legal Block	9
Legal Lot Number	8-10
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1030
Census Tract	50505

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	765 CYPRESS RD, VERO BEACH, FL 32963-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 11, 2021	Deed of Trust, Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	20212227
Deed Book / Page	3377 / 287
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	765 CYPRESS RD, VERO BEACH, FL 32963-1728
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 CYPRESS RD, VERO BEACH, FL 32963-1728

Mortgage

Document Number	0035700661
Date	Sep 12, 2022
Book Page	3570/661
Instrument	3120220055884

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 2, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 12, 2021
Property Address	765 CYPRESS RD, VERO BEACH, FL 32963-1728
Document Number	0033770287
Book / Page	3377 / 287
Map Reference	MB 5 PG 8
Instrument Date	Jan 11, 2021
Instrument	3120210002227
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5400 85TH ST, 5400, VERO BEACH, FL 32967-5544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 CYPRESS RD, VERO BEACH, FL 32963-1728

Mortgage

Document Number	3377289
Date	Jan 12, 2021
Instrument	3377/289

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	765 CYPRESS RD, VERO BEACH, FL 32963-1728
Document Number	0033770289
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 CYPRESS RD VERO BEACH FL 329631728, VERO BEACH, FL 32963-1728

Mortgage

Document Number	0033770289
Date	Jan 12, 2021
Book Page	003377/000289
Instrument	2228

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,019.00 (+24.06%)	$1,595,715 (+22.34%) Land $1,235,475 Building $360,240	$1,595,715 (+22.34%) Land $1,235,475 Building $360,240
2023	$17,749.00 (+20.87%)	$1,304,285 (+39.79%) Land $1,040,400 Building $263,885	$1,304,285 (+39.79%) Land $1,040,400 Building $263,885
2022	$14,684.00	$933,058 Land $715,275 Building $217,783	$933,058 Land $715,275 Building $217,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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