Union County and New Providence Borough property record for 850 Central Ave, New Providence, NJ 07974
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 1950 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Mar 2022) |
| Tax Bill | $12,062 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00194-0000-00019 |
| Primary APN | 11-00194-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 9,060 sqft (0.208 acres) |
| Account Number | 00205200 |
|---|---|
| Street Address | 850 CENTRAL AVE |
| City | NEW PROVIDENCE |
| State | NJ |
| Zip | 07974-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | NEW PROVIDENCE |
| Legal Block | 194 |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | NEW PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 38103 |
Source: Union County and New Providence Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 850 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 10, 2017 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on Record |
| Deed Sale | Mar 2, 2022 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Document Number | 202215505 |
| Deed Book / Page | 6453 / 2889 |
| Prior Transfer Date | Apr 14, 2015 |
| Prior Transfer Doc | 0060590228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 2, 2022 |
| Property Address | 850 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021 |
| Document Number | 0064532889 |
| Book / Page | 6453 / 2889 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 15505 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,503.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 SPRING RIDGE DR, 63, BERKELEY HEIGHTS, NJ 07922-2022 |
| Name | Verified Name |
|---|---|
| Address | 850 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021 |
| Document Number | 0000033078 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 33078 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 10, 2017 |
| Property Address | 850 CENTRAL AVE, NEW PROVIDENCE, NJ 07974-1021 |
| Document Number | 0061870155 |
| Book / Page | 006187 / 000155 |
| Instrument Date | May 4, 2017 |
| Instrument | 286252 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 850 CENTRAL AVE NEW PROVIDENCE NJ 079741021, NEW PROVIDENCE, NJ 07974-1021 |
| Document Number | 142680946 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 014268/000946 |
| Instrument | 640173 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2047 |
Source: Union County and New Providence Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | New Providence Borough |
| Unified School District | New Providence Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,100 (-) Land $92,700 Building $137,400 | $230,100 (-) Land $92,700 Building $137,400 | |
| 2025 | $12,062.00 (+1.55%) | $230,100 (-) Land $92,700 Building $137,400 | $230,100 (-) Land $92,700 Building $137,400 |
| 2024 | $11,878.00 (+4.54%) | ||
| 2023 | $230,100 Land $92,700 Building $137,400 | $230,100 Land $92,700 Building $137,400 | |
| 2022 | $11,362.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (2021–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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