856 98th Ave N, Naples, FL 34108 Property Records

Collier County property record for 856 98th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,711 sqft · built 1978
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Aug 2021)
Tax Bill	$6,954 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`511000 64 453A28`

Property Details

APN / Parcel Number

Primary APN	`511000 64 453A28`
Alternative APNs	`6277612000311950064453` `62776120003`

Interior

Stories	1 Story
Building Area	1,711 sqft Living Area
1st Floor Area	1,711 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Pool Area	300 sqft
Deck Area	785 sqft

Location & Zoning

Street Address	856 98TH AVE N
City	NAPLES
State	FL
Zip	34108-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 5 BLK 64 LOT 45
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511000
Legal Block	64
Legal Lot Number	45
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1011
Census Tract	10110

Owner

Source: Collier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2204 BAY HILL DR, LAS VEGAS, NV 89117-5724
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · SBA Mortgage THE BANCORP BANK
Aug 17, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	20216113652
Deed Book / Page	5998 / 1332
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	856 98TH AVE N, NAPLES, FL 34108-2226
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057842449
Date	Jul 7, 2020
Book Page	5784/2449
Instrument	5889992

Lender

Name	THE BANCORP BANK
Type	Bank
Address	MORRISVILLE, NC 27560

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 6, 2030

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2021
Property Address	856 98TH AVE N, NAPLES, FL 34108-2226
Document Number	0059981332
Book / Page	5998 / 1332
Map Reference	MB 3 PG 14
Instrument Date	Aug 13, 2021
Instrument	6113652
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 VLEMENTINE COURT #24242424, 3009, SARASOTA, FL 34240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 BAY HILL DR, LAS VEGAS, NV 89117-5724

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 15, 2019
Property Address	856 98TH AVE N, NAPLES, FL 34108-2226
Document Number	0056520160
Book / Page	005652 / 000160
Instrument Date	Jun 25, 2019
Instrument	5739086
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	335 MCLEOD DR #777 LAS VEGAS NV 89121, 777, LAS VEGAS, NV 89121

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 15, 2018
Property Address	856 98TH AVE N, NAPLES, FL 34108-2226
Document Number	0055621757
Book / Page	5562 / 1757
Map Reference	MB3 PG14
Instrument Date	Oct 3, 2018
Instrument	5624747
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 HARBOUR DR, 620, NAPLES, FL 34103-4425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 WOODSHADE CT, BOWIE, MD 20721-4113

Mortgage

Document Number	0005624748
Date	Oct 15, 2018
Instrument	5624748

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,954.00 (-7.69%)	$696,272 (+5.04%) Land $351,000 Building $345,272	$696,272 (-15.93%) Land $351,000 Building $345,272
2023	$7,533.00 (+14.02%)	$662,860 (+1%)	$828,173 (+37.43%) Land $496,125 Building $332,048
2022	$6,607.00	$602,600 Land $295,904 Building $306,696	$602,600 Land $295,904 Building $306,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	31 (1992–2023)
Claims Outside the SFHA	16 of 31
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Irma, Sep 2017 · 11 claims Hurricane Wilma, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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