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855 98th Ave N, Naples, FL 34108 Property Records

Collier County property record for 855 98th Ave N, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details1,481 sqft · built 1981
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$765,000 (Aug 2025)
Tax Bill$5,380 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN511000 65 173A28

Property Details

APN / Parcel Number

Primary APN511000 65 173A28
Alternative APNs
  • 6277648000211950065173
  • 62776480002

Interior

Stories1 Story
Building Area1,481 sqft Living Area
1st Floor Area1,481 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeMasonry / Concrete Block
Lot Area6,534 sqft (0.15 acres)
Pool Area288 sqft
Deck Area692 sqft

Location & Zoning

Street Address855 98TH AVE N
CityNAPLES
StateFL
Zip34108-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionNAPLES PARK UNIT 5 BLK 65 LOT 17
Legal Range25
Legal Township48
Legal Section28
Legal SubdivisionNAPLES
Legal Tract511000
Legal Block65
Legal Lot Number17
Legal Unit5
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1008
Census Tract10110

Owner

855 98th Ave N is owned by a company that bought it in August 2025.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1170 SE CENTURY DR, LEES SUMMIT, MO 64081-3284
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2025Warranty Deed, Transfer · Conventional Mortgage
INVESTOR MORTGAGE FINANCE LLC
May 6, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2025 · Amount on File
Deed SaleAug 1, 2025 · Amount on File
Prior SaleMay 6, 2022 · Amount on File
Deed Document Number20256712947
Deed Book / Page6494 / 2068
Prior Transfer DateApr 9, 2014
Prior Transfer Doc0050270287
Record UpdatedOct 29, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 1, 2025
Property Address855 98TH AVE N, NAPLES, FL 34108-2225
Document Number0064942068
Book / Page6494 / 2068
Map ReferenceMB 3 PG 14
Instrument DateJul 28, 2025
Instrument6712947
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyATLAS TITLE OF SW FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,355.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23601 INKSTER RD, FARMINGTON HILLS, MI 48336-3806

Transferred To (Grantee/Buyer)

NameVerified Name
Address1170 SE CENTURY DR, LEES SUMMIT, MO 64081-3284

Mortgage

Document Number0064942070
DateAug 1, 2025
Instrument6494/2070
Lender
NameINVESTOR MORTGAGE FINANCE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.97%
Type Change DateAug 1, 2030
Change Frequency6 Months
Min Rate At Change6.97%
Max Rate At Change8.97%
IndexSOFR Average 30-Day
Max Rate11.9%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMay 6, 2022
Property Address855 98TH AVE N, NAPLES, FL 34108-2225
Document Number0061221130
Book / Page6122 / 1130
Map ReferenceMB 3 PG 14
Instrument DateMay 5, 2022
Instrument6247209
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyNAPLES TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address855 98TH AVE N, 855, NAPLES, FL 34108-2225

Transferred To (Grantee/Buyer)

NameVerified Name
Address23601 INKSTER RD, FARMINGTON HILLS, MI 48336-3806

Mortgage

Document Number0061221132
DateMay 6, 2022
Instrument6122/1132
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 855 98th Ave N was $5,380, down 16.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$573,144 (+7.64%) Land $371,250 Building $201,894$573,144 (+7.64%) Land $371,250 Building $201,894
2025$5,380.00 (-16.2%)$532,455 Land $351,000 Building $181,455$532,455 Land $351,000 Building $181,455
2024$6,420.00 (+5.21%)
2023$6,102.00 (+345.08%)$590,155 (+299.5%) Land $496,125 Building $94,030$590,155 (+39.66%) Land $496,125 Building $94,030
2022$1,371.00 Homeowner's exemption Widower's exemption$147,724$422,567 Land $295,904 Building $126,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 855 98th Ave N in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 139 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies139 in force
Nearby Flood Claims31 (1992–2023)
Claims Outside the SFHA16 of 31
Most Recent ClaimJan 2023 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Irma, Sep 2017 · 11 claims
  • Hurricane Wilma, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 98th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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