St. Croix County property record for 856 190th St, Hammond, WI 54015
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.53 acres (66,777 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Aug 2024) |
| Tax Bill | $6,088 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-1048-80-100 |
| Primary APN | 018-1048-80-100 |
|---|---|
| Alternative APN |
|
| Lot Area | 66,777 sqft (1.53 acres) |
|---|
| Street Address | 856 190TH ST |
|---|---|
| City | HAMMOND |
| State | WI |
| Zip | 54015-5100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 22 T29N R17W SE NE LOT 1 OF C.S.M. 6/1504 |
| Legal Range | 17W |
| Legal Township | 29N |
| Legal Section | 22 |
| Legal Subdivision | CERTIFIED |
| Legal Lot Number | 1 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | HAMMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 121000 |
856 190th St is owned and occupied by two individuals who bought it in August 2024.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 856 190TH ST, HAMMOND, WI 54015-5100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK |
| Mar 23, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jun 25, 2018 | Trustee's Deed, Construction Loan · Line of Credit FIRST BK/BALDWIN |
| Jun 9, 2017 | Warranty Deed, Transfer · Conventional with PMI FIRST BK/BALDWIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2024 · Amount on File |
| Deed Sale | Aug 13, 2024 · Amount on File |
| Prior Sale | Aug 2, 2022 · Amount on File |
| Deed Document Number | 20241182263 |
| Prior Transfer Date | Feb 2, 2009 |
| Prior Transfer Doc | 0000887884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Aug 2, 2022 |
| Property Address | 856 190TH ST, HAMMOND, WI 54015-5100 |
| Document Number | 0001156833 |
| Map Reference | DOC399707MB6PG1504 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 1156833 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,509.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0001156835 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 1156835 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 856 190TH ST, HAMMOND, WI 54015-5100 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001129241 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 1129241 |
| Name | FIRST NATIONAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 856 190TH ST, HAMMOND, WI 54015-5100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001045142 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 1045142 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | HUDSON, WI 54016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 856 190TH ST, HAMMOND, WI 54015-5100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001088894 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 1088894 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jun 25, 2018 |
| Property Address | 856 190TH ST, HAMMOND, WI 54015-5100 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 1067146 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 856 190TH ST HAMMOND WI 540155100, HAMMOND, WI 54015-5100 |
| Document Number | 0001067146 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 1067146 |
| Name | FIRST BK/BALDWIN |
|---|---|
| Type | Bank |
| Address | BALDWIN, WI 54002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jun 9, 2017 |
| Property Address | 856 190TH ST, HAMMOND, WI 54015-5100 |
| Document Number | 0001049056 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 1049056 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX COUNTY ABSTRACT AND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 856 190TH ST HAMMOND WI 540155100, HAMMOND, WI 54015-5100 |
| Document Number | 1049057 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 1049057 |
| Name | FIRST BK/BALDWIN |
|---|---|
| Type | Bank |
| Address | BALDWIN, WI 54002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 856 190th St was $6,088 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Hammond Town |
| Unified School District | St. Croix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,088.00 Homeowner's exemption | ||
| 2025 | $6,088.00 Homeowner's exemption | $512,200 Land $41,600 Building $470,600 | $512,200 Land $41,600 Building $470,600 |
| 2023 | $5,858.00 Homeowner's exemption | $512,200 Land $41,600 Building $470,600 | $512,200 Land $41,600 Building $470,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 856 190th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 856 190th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 60 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures