St. Croix County property record for 845 190th St, Hammond, WI 54015
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Aug 2025) |
| Tax Bill | $3,960 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-1051-70-000 |
| Primary APN | 018-1051-70-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Street Address | 845 190TH ST |
|---|---|
| City | HAMMOND |
| State | WI |
| Zip | 54015-5101 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | SEC 23 T29N R17W 5 AC NW SW LOT 1 OF CSM 5/1432 |
| Legal Range | 17W |
| Legal Township | 29N |
| Legal Section | 23 |
| Legal Subdivision | TOWN/HAMMOND |
| Legal Lot Number | 1 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | HAMMOND |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 121000 |
845 190th St, an agricultural property, is owned and occupied by two individuals who bought it in August 2025.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 845 190TH ST, HAMMOND, WI 54015-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage SERVION INC |
| Apr 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on File |
| Deed Sale | Aug 5, 2025 · Amount on File |
| Deed Document Number | 20251195732 |
| Prior Transfer Date | Apr 18, 2022 |
| Prior Transfer Doc | 0001151683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Aug 5, 2025 |
| Property Address | 845 190TH ST, HAMMOND, WI 54015-5101 |
| Document Number | 0001195732 |
| Map Reference | DOC 394063 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 1195732 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 845 190TH ST, HAMMOND, WI 54015-5101 |
| Document Number | 0001195733 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 1195733 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Apr 18, 2022 |
| Property Address | 845 190TH ST, HAMMOND, WI 54015-5101 |
| Document Number | 0001151683 |
| Map Reference | MB 5 PG 1432 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 1151683 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
The 2026 property tax bill for 845 190th St was $3,960 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Hammond Town |
| Unified School District | St. Croix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,960.00 Homeowner's exemption | ||
| 2025 | $3,960.00 Homeowner's exemption | $340,800 Land $53,600 Building $287,200 | $340,800 Land $53,600 Building $287,200 |
| 2023 | $3,786.00 Homeowner's exemption | $340,700 Land $53,500 Building $287,200 | $340,700 Land $53,500 Building $287,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 190th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2014–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 190th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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