8555 Smith Rd, Stanfield, NC 28163 Property Records

Stanly County property record for 8555 Smith Rd, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,492 sqft · built 1996
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,500 (Jul 2018)
Tax Bill	$2,406 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`556302755884`

Property Details

APN / Parcel Number

Primary APN	`556302755884`
Alternative APNs	`1521262` `29816`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,492 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2007
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	161,608 sqft (3.71 acres)
Garage Type	Attached
Garage Area	696 sqft
Porch	Porch
Porch Area	132 sqft
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1521262
Street Address	8555 SMITH RD
City	STANFIELD
State	NC
Zip	28163-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	HSE 8555 SMITH RD 556300228
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1037
Census Tract	930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8555 SMITH RD, STANFIELD, NC 28163-8644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2018401518
Deed Book / Page	1648 / 625
Prior Transfer Date	Dec 8, 2008
Prior Transfer Doc	0000314825
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	8555 SMITH RD, STANFIELD, NC 28163-8644
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435722
Date	Jul 28, 2021
Book Page	1750/1197
Instrument	435722

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jul 6, 2018
Property Address	8555 SMITH RD, STANFIELD, NC 28163-8644
Document Number	0000401518
Book / Page	001648 / 000625
Instrument Date	Jul 5, 2018
Instrument	401518
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Amount	Amount Recorded
Tax	$599.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8555 SMITH RD STANFIELD NC 281638644, STANFIELD, NC 28163-8644

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,406.00	$381,934 (-) Land $68,520 Building $313,414	$381,934 (-) Land $68,520 Building $313,414
2025	$2,406.00 (+14.95%)	$381,934 (+33.19%) Land $68,520 Building $313,414	$381,934 (+33.19%) Land $68,520 Building $313,414
2023	$2,093.00	$286,764 Land $40,170 Building $246,594	$286,764 Land $40,170 Building $246,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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