Stanly County property record for 8523 Smith Rd, Stanfield, NC 28163
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,040 sqft · built 2015 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,351 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 556302758436 |
| Primary APN | 556302758436 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,040 sqft Finished Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 119,790 sqft (2.75 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32417 |
|---|---|
| Street Address | 8523 SMITH RD |
| City | STANFIELD |
| State | NC |
| Zip | 28163-8644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | HSE 8523 SMITH RD 556300229 |
| Legal Subdivision | BOUNARY SURVEY FOR B ETTY JEAN BURLESON |
| Legal Tract | 3 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 930802 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8523 SMITH RD, STANFIELD, NC 28163-8644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Sep 18, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 8523 SMITH RD, STANFIELD, NC 28163-8644 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8523 SMITH RD, STANFIELD, NC 28163-8644 |
| Document Number | 0000449066 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 1792/1420 |
| Instrument | 449066 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 18, 2020 |
| Property Address | 8523 SMITH RD, STANFIELD, NC 28163-8644 |
| Document Number | 0000423818 |
| Book / Page | 001713 / 000306 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 423818 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8523 SMITH RD STANFIELD NC 281638644, STANFIELD, NC 28163-8644 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,351.00 (+26.6%) | $373,312 (+46.73%) Land $57,000 Building $316,312 | $373,312 (+46.73%) Land $57,000 Building $316,312 |
| 2023 | $1,857.00 | $254,427 Land $35,200 Building $219,227 | $254,427 Land $35,200 Building $219,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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