8532 Bowden Way, Windermere, FL 34786 Property Records

Orange County property record for 8532 Bowden Way, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,811 sqft · built 1999
Lot Size0.32 acres (13,944 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Mar 2017)
Tax Bill$15,222 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-23-28-4074-03-160

Property Details

APN / Parcel Number

Primary APN29-23-28-4074-03-160
Alternative APNs
  • 282329407403160
  • 294240
  • 299090
  • 303255

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,811 sqft Living Area
Gross Area4,854 sqft
1st Floor Area3,389 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,944 sqft (0.32 acres)
Garage TypeAttached
Garage Area674 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area295 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address8532 BOWDEN WAY
CityWINDERMERE
StateFL
Zip34786-5306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionKEENES POINTE UNIT 1 39/74 LOT 316
Legal Range28E
Legal Township23S
Legal Section29
Legal SubdivisionKEENES POINTE UT 1
Legal Tract4074
Legal Block3
Legal Lot Number316
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2010
Census Tract17108

Owner

Source: Orange County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8532 BOWDEN WAY, WINDERMERE, FL 34786-5306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2017 · Amount on Record
Deed SaleMar 17, 2017 · Amount on Record
Prior SaleNov 3, 2014 · Amount on Record
Deed Document Number2017143506
Prior Transfer DateFeb 21, 2007
Prior Transfer Doc0000131506
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 17, 2017
Property Address8532 BOWDEN WAY, WINDERMERE, FL 34786-5306
Document Number0000143506
Map ReferenceMB 39 PG 74
Instrument DateMar 15, 2017
Instrument20170143506
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyORLANDO TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6447 LAKE BURDEN VIEW DR, 6447, WINDERMERE, FL 34786-5649

Transferred To (Grantee/Buyer)

NameVerified Name
Address11660 DELWICK DR, WINDERMERE, FL 34786-6073

Mortgage

Document Number0000143507
DateMar 17, 2017
Instrument20170143507
Lender
NameHELM BANK USA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateApr 1, 2022
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$953,931 (+1%)$982,070 (-1.36%) Land $230,000 Building $752,070
2025$15,222.00 (+7.62%)$867,210 (+2.14%)$995,640 (+17.27%) Land $230,000 Building $765,640
2024$14,144.00 (+15.42%)
2023$12,254.00 (+17.77%)$849,028 (+29.87%) Land $230,000 Building $619,028$849,028 (+29.87%) Land $230,000 Building $619,028
2022$10,405.00$653,768 Land $130,000 Building $523,768$653,768 Land $130,000 Building $523,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims6 (2016–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Nearby Properties on Bowden Way

Nearby Streets

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