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85540 Fallen Leaf Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85540 Fallen Leaf Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,355 sqft · built 2021
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$855,000 (Dec 2025)
Tax Bill$12,318 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-2N-27-0722-0079-0000

Property Details

APN / Parcel Number

Primary APN13-2N-27-0722-0079-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,355 sqft Heated Area
Gross Area4,631 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Pool Area364 sqft
PorchFinished/Screened Porch
Porch Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85540 FALLEN LEAF DR
CityFERNANDINA BEACH
StateFL
Zip32034-0093
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 79 HAMPTON LAKES PHASE 3 OR 2229/288
Legal Range27E
Legal Township02N
Legal Section13
Legal SubdivisionHAMPTON LAKES PHASE 3
Legal Phase3
Legal Lot Number79
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

85540 Fallen Leaf Dr is owned and occupied by an individual who bought it in December 2025.

Source: Nassau County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address85540 FALLEN LEAF DR, FERNANDINA BEACH, FL 32034-0093
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
Sep 24, 2021Special Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2025 · Amount on File
Deed SaleDec 23, 2025 · Amount on File
Prior SaleSep 24, 2021 · Amount on File
Deed Document Number202545038443
Deed Book / Page2837 / 967
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 23, 2025
Property Address85540 FALLEN LEAF DR, FERNANDINA BEACH, FL 32034-0093
Document Number0028370967
Book / Page2837 / 967
Map ReferenceMB 2229 PG 288-290
Instrument DateDec 23, 2025
Instrument202545038443
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,985.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85540 FALLEN LEAF DR, FERNANDINA BEACH, FL 32034-0093

Transferred To (Grantee/Buyer)

NameVerified Name
Address85540 FALLEN LEAF DR, FERNANDINA BEACH, FL 32034-0093

Mortgage

Document Number0002837969
DateDec 23, 2025
Instrument2837/969
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

September 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateSep 24, 2021
Property Address85540 FALLEN LEAF DR, FERNANDINA BEACH, FL 32034-0093
Document Number0024991406
Book / Page2499 / 1406
Map ReferenceMB 2229 PG 288-290
Instrument DateSep 23, 2021
Instrument202145035931
Transaction TypeTransfer
Record UpdatedFeb 14, 2023
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,972.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4900 N SCOTTSDALE RD STE 2000, 2000, SCOTTSDALE, AZ 85251-7656

Transferred To (Grantee/Buyer)

NameVerified Name
Address85540 FALLEN LEAF DR, FERNANDINA BEACH, FL 32034-0093

Mortgage

Document Number0024991408
DateSep 24, 2021
Instrument2499/1408
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 85540 Fallen Leaf Dr was $12,318 with exemptions applied, up 0.8% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,318.00 (+0.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$565,436 (+2.9%)$657,578 (+3.58%) Land $75,000 Building $582,578
2024$12,220.00 (+3.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$549,500 (+3%)$634,871 (+3.35%) Land $75,000 Building $559,871
2023$11,778.00 (+19.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$533,495 (+21.63%)$614,316 (+40.06%) Land $75,000 Building $539,316
2022$9,830.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$438,621 Land $65,000 Building $373,621$438,621 Land $65,000 Building $373,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85540 Fallen Leaf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85540 Fallen Leaf Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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