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8550 Palacio Ter N, Naples, FL 34114 Property Records

Collier County property record for 8550 Palacio Ter N, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details2,297 sqft · built 2015
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Jul 2025)
Tax Bill$6,973 (2025)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone AH (high risk)
APN281750 725B23

Property Details

APN / Parcel Number

Primary APN281750 725B23
Alternative APN
  • 31347852647

Interior

Stories1 Story
Building Area2,297 sqft Living Area
1st Floor Area2,297 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Construction TypeMasonry / Concrete Block
Lot Area11,326 sqft (0.26 acres)
Pool Area275 sqft
Deck Area533 sqft

Location & Zoning

Street Address8550 PALACIO TER N
CityNAPLES
StateFL
Zip34114-2585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESPLANADE AT HACIENDA LAKES PHASE ONE LOT 72
Legal Range26
Legal Township50
Legal Section23
Legal SubdivisionESPLANADE HACIENDA LAKES PH1 PHASE ONE
Legal Phase1
Legal Tract281750
Legal Block1
Legal Lot Number72
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1001
Census Tract11114

Owner

8550 Palacio Ter N is owned and occupied by two individuals who bought it in July 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address8550 PALACIO TER N, NAPLES, FL 34114-2585
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2025 · Amount on File
Deed SaleJul 7, 2025 · Amount on File
Prior SaleJul 29, 2015 · Amount on File
Deed Document Number20256702706
Deed Book / Page6485 / 3736
Prior Transfer DateAug 11, 2022
Prior Transfer Doc0061632687
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateAug 15, 2022
Property Address8550 PALACIO TER N, NAPLES, FL 34114-2585
Document Number0061632687
Book / Page6163 / 2687
Map ReferenceMB 55 PG 1-9
Instrument DateAug 11, 2022
Instrument6296344
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8550 PALACIO TER N, 8550, NAPLES, FL 34114-2585

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8550 PALACIO TER N, NAPLES, FL 34114-2585

Tax Assessment & Valuation

The 2025 property tax bill for 8550 Palacio Ter N was $6,973, up 5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$743,005 (+51.01%) Land $271,089 Building $471,916$743,005 (-23.37%) Land $271,089 Building $471,916
2025$6,973.00 (+5.02%)$492,016$969,544 Land $554,954 Building $414,590
2024$6,640.00 (-5.36%)
2023$7,016.00 (-1.52%) Homeowner's exemption$464,223 (+3%)$714,260 (+6.41%) Land $215,186 Building $499,074
2022$7,124.00 Homeowner's exemption$450,702$671,214 Land $160,541 Building $510,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8550 Palacio Ter N in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 304 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies304 in force
Nearby Flood Claims6 (2017–2024)
Claims Outside the SFHA3 of 6
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8550 Palacio Ter N is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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