Collier County property record for 8546 Palacio Ter N, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 2,219 sqft · built 2014 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Jan 2018) |
| Tax Bill | $10,001 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jan 2018 Sale |
| Flood Zone | Zone AH (high risk) |
| APN | 281750 715B23 |
| Primary APN | 281750 715B23 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,219 sqft Living Area |
| 1st Floor Area | 2,219 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Carport |
| Garage Area | 79 sqft |
| Carport | Carport |
| Carport Area | 79 sqft |
| Pool Area | 252 sqft |
| Deck Area | 818 sqft |
| Street Address | 8546 PALACIO TER N |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-2585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESPLANADE AT HACIENDA LAKES PHASE ONE LOT 71 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 23 |
| Legal Subdivision | ESPLANADE HACIENDA LAKES PH1 PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 281750 |
| Legal Block | 1 |
| Legal Lot Number | 71 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11114 |
8546 Palacio Ter N is owned and occupied by two individuals who acquired it in February 2024.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8546 PALACIO TER N, NAPLES, FL 34114-2585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 11, 2018 | Warranty Deed, Transfer ISLAND TITLE 5 STAR AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Deed Document Number | 20185495444 |
| Deed Book / Page | 5467 / 277 |
| Last Transfer Date | Feb 26, 2024 |
| Transfer Doc | 0063452095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 3, 2024 |
| Property Address | 8546 PALACIO TER N, NAPLES, FL 34114-2585 |
| Document Number | 0063452095 |
| Book / Page | 6345 / 2095 |
| Map Reference | MB 55 PG 1-9 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 6527615 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8546 PALACIO TER N, NAPLES, FL 34114-2585 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8546 PALACIO TER N, NAPLES, FL 34114-2585 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 8546 PALACIO TER N, NAPLES, FL 34114-2585 |
| Document Number | 0054670277 |
| Book / Page | 005467 / 000277 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 5495444 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | ISLAND TITLE 5 STAR AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8546 PALACIO TER N NAPLES FL 341142585, NAPLES, FL 34114-2585 |
The 2025 property tax bill for 8546 Palacio Ter N was $10,001, up 11.6% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758,977 (+1%) | $792,023 (-2.66%) Land $212,545 Building $579,478 | |
| 2025 | $10,001.00 (+11.59%) | $689,979 | $813,645 Land $341,510 Building $472,135 |
| 2024 | $8,962.00 (-1.29%) | ||
| 2023 | $9,079.00 (+0.59%) | $570,231 (+1%) | $700,929 (+2.98%) Land $132,422 Building $568,507 |
| 2022 | $9,026.00 | $518,392 | $680,640 Land $98,795 Building $581,845 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8546 Palacio Ter N in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 304 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 304 in force |
| Nearby Flood Claims | 6 (2017–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8546 Palacio Ter N is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blue Stream, Hotwire Communications, T-Mobile.
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