Monroe County property record for 8550 Andy Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,377 sqft · built 2021 |
| Lot Size | 6.66 acres (290,110 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,257 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04-300-007-000 |
| Primary APN | 07-04-300-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,377 sqft Living Area |
| 1st Floor Area | 2,377 sqft |
| Basement Area | 2,377 sqft |
| Unfinished Basement | 2,377 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 290,110 sqft (6.66 acres) |
| Cooling System | Central |
|---|
| Street Address | 8550 ANDY RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART SW/4 SEC 4 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 04 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-04-300-007-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8550 ANDY RD, WATERLOO, IL 62298-6036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Nov 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8550 ANDY RD, WATERLOO, IL 62298-6036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000417936 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 417936 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8550 ANDY RD, WATERLOO, IL 62298-6036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000420847 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 420847 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,450 (+45.17%) Land $26,430 Building $195,020 | $664,350 (+45.17%) Land $79,290 Building $585,060 | |
| 2024 | $12,257.00 (+33.58%) | ||
| 2022 | $9,176.00 Additional exemption filed | $152,550 Land $26,430 Building $126,120 | $457,650 Land $79,290 Building $378,360 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: HTC Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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