Monroe County property record for 8388 Andy Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2,270 sqft · built 2022 |
| Lot Size | 3.48 acres (151,589 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,000 (Mar 2021) |
| Tax Bill | $9,025 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-103-012-000 |
| Primary APN | 07-09-103-012-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Building Area | 2,270 sqft Living Area |
| 1st Floor Area | 2,270 sqft |
| Basement Area | 2,270 sqft |
| Unfinished Basement | 2,270 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 151,589 sqft (3.48 acres) |
| Cooling System | Central |
|---|
| Street Address | 8388 ANDY RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 12 ROSE WOOD KORNER 1ST ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | ROSE WOOD KORNER |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8388 ANDY RD, WATERLOO, IL 62298-6032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Mar 24, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Deed Document Number | 2021415812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8388 ANDY RD, WATERLOO, IL 62298-6032 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000432567 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 432567 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8388 ANDY RD, WATERLOO, IL 62298-6032 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000429194 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 429194 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 24, 2021 |
| Property Address | 8388 ANDY RD, WATERLOO, IL 62298-6032 |
| Document Number | 0000415812 |
| Map Reference | DOC 240079 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 415812 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6321 HERITAGE STATION RD, BELLEVILLE, IL 62223-3472 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1127 SHERWOOD LN, WATERLOO, IL 62298-3359 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,025.00 (+1.66%) Homeowner's exemption | $166,470 (+742.89%) Land $19,750 Building $146,720 | $499,410 (+742.89%) Land $59,250 Building $440,160 |
| 2024 | $8,878.00 | ||
| 2022 | $19,750 Land $19,750 | $59,250 Land $59,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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