855 Vista Montara Cir, Pacifica, CA 94044 Property Records

San Mateo County property record for 855 Vista Montara Cir, Pacifica, CA 94044

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,418 sqft · built 1985
Lot Size	2.09 acres (91,230 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (May 2005)
Tax Bill	$14,049 (2025)
Deeds & Mortgages	Jun 2017 Second Mortgage Apr 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`115-160-180`

Property Details

APN / Parcel Number

Primary APN	`115-160-180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	18 Units
Stories	2 Stories
Building Area	1,418 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	91,230 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	855 VISTA MONTARA CIR
City	PACIFICA
State	CA
Zip	94044-4166
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R10000
Legal Description	UNIT 18 VISTA MONTARA RSM 112/53-56
Legal Subdivision	VISTA MONTARA
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1007
Census Tract	603200

Owner

855 Vista Montara Cir, a condominium, is owned and occupied by two individuals who bought it in May 2005.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SEQUOIA FCU
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEQUOIA FCU
Oct 24, 2018	Deed of Trust, Mortgage · Line of Credit SEQUOIA FCU
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit SEQUOIA FCU
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2019	Quit Claim Deed, Transfer · Conventional Mortgage PARKSIDE LNDG
Dec 19, 2017	Deed of Trust, Mortgage PARKSIDE LNDG
Feb 7, 2017	Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2005 · Amount on File
Deed Sale	May 20, 2005 · Amount on File
Prior Sale	May 31, 2002 · Amount on File
Deed Document Number	200583088
Prior Transfer Date	Dec 9, 1993
Prior Transfer Doc	0000229559
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054711
Date	Jun 27, 2017
Instrument	2017-054711

Lender

Name	SEQUOIA FCU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029676
Date	Apr 19, 2018
Instrument	2018-029676

Lender

Name	SEQUOIA FCU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082304
Date	Oct 24, 2018
Instrument	2018-082304

Lender

Name	SEQUOIA FCU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 6, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108654
Date	Dec 20, 2019
Instrument	2019-108654

Lender

Name	SEQUOIA FCU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166

Mortgage

Document Number	0000002150
Date	Jan 10, 2022
Instrument	2022-002150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 27, 2019
Property Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Document Number	0000079665
Instrument Date	Sep 20, 2019
Instrument	79665
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 VISTA MONTARA CIR PACIFICA CA 940444166, PACIFICA, CA 94044-4166

Mortgage

Document Number	79666
Date	Sep 27, 2019
Instrument	79666

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Document Number	0000116080
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 VISTA MONTARA CIR PACIFICA CA 940444166, PACIFICA, CA 94044-4166

Mortgage

Document Number	0000116080
Date	Dec 27, 2017
Instrument	116080

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	855 VISTA MONTARA CIR, PACIFICA, CA 94044-4166
Document Number	0000014417
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 VISTA MONTARA CIR PACIFICA CA 940444166, PACIFICA, CA 94044-4166

Mortgage

Document Number	0000014417
Date	Feb 15, 2017
Instrument	14417

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 855 Vista Montara Cir was $14,049.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,087,649 (+2%) Land $326,289 Building $761,360
2025	$14,049.00	$1,066,324 Land $319,892 Building $746,432
2023	$13,106.00 (+1.75%)	$1,024,920 Land $307,471 Building $717,449	$957,060
2022	$12,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 Vista Montara Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Vista Montara Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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