855 Stratford Knoll, Encinitas, CA 92024 Property Records

San Diego County property record for 855 Stratford Knoll, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,082 sqft · built 2001
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Company Names on Record
Last Sale	$4,200,000 (Jul 2026)
Tax Bill	$31,995 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-173-08-00`

Property Details

APN / Parcel Number

Primary APN	`264-173-08-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,082 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	31,363 sqft (0.72 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	855 STRATFORD KNL
City	ENCINITAS
State	CA
Zip	92024-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 8 TR 012684
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	012684
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2337 11TH ST, ENCINITAS, CA 92024-6604
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Grant Deed, Transfer FIRST CONSUMERS TITLE, CONSUMERS TITLE
Oct 18, 2017	Deed of Trust, Mortgage · ARM BROKER SOLUTIONS INC
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
May 15, 2018	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	2026193881
Prior Transfer Date	May 20, 2024
Prior Transfer Doc	0000137228
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2026
Property Address	855 STRATFORD KNL, ENCINITAS, CA 92024-6674
Document Number	0000193881
Instrument Date	Jul 1, 2026
Instrument	2026193881
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	FIRST CONSUMERS TITLE, CONSUMERS TITLE

Transaction

Amount	Amount Recorded
Tax	$466,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2337 11TH ST, ENCINITAS, CA 92024-6604

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	855 STRATFORD KNL, ENCINITAS, CA 92024-6674
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000484725
Date	Oct 18, 2017
Instrument	2017-0484725

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	855 STRATFORD KNL, ENCINITAS, CA 92024-6674
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401221
Date	Sep 26, 2018
Instrument	2018-0401221

Lender

Name	COMPASS BANK
Type	Bank
Address	CARLSBAD, CA 92009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	855 STRATFORD KNL, ENCINITAS, CA 92024-6674
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194889
Date	May 15, 2018
Instrument	2018-0194889

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2020
Property Address	855 STRATFORD KNL, ENCINITAS, CA 92024-6674
Document Number	0000478596
Map Reference	MAP 12684
Instrument Date	Aug 20, 2020
Instrument	2020-0478596
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	855 STRATFORD KNL, ENCINITAS, CA 92024-6674

Mortgage

Document Number	0000478597
Date	Aug 24, 2020
Instrument	2020-0478597

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,815,404 (+2%) Land $1,435,304 Building $1,380,100
2025	$31,995.00 (+7.56%) Homeowner's exemption	$2,760,201 (+4.04%) Land $1,407,161 Building $1,353,040
2023	$29,745.00 (+2.08%) Homeowner's exemption	$2,653,020 Land $1,352,520 Building $1,300,500
2022	$29,139.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stratford Knoll

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures