820 Stratford Knoll, Encinitas, CA 92024 Property Records

San Diego County property record for 820 Stratford Knoll, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,339 sqft · built 2001
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on File
Last Sale	$1,579,500 (Dec 2015)
Tax Bill	$21,395 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-173-02-00`

Property Details

APN / Parcel Number

Primary APN	`264-173-02-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,339 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	24,829 sqft (0.57 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	820 STRATFORD KNL
City	ENCINITAS
State	CA
Zip	92024-6673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 2 TR 012684
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	012684
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

820 Stratford Knoll is owned by a company that acquired it in October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	820 STRATFORD KNLS, ENCINITAS, CA 92024
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Intrafamily Transfer, Transfer
Jun 27, 2022	Intrafamily Transfer, Transfer
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2015 · Amount on File
Deed Sale	Dec 10, 2015 · Amount on File
Prior Sale	Aug 13, 2012 · Amount on File
Deed Document Number	2015632617
Last Transfer Date	Oct 28, 2022
Transfer Doc	0000420209
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2022
Property Address	820 STRATFORD KNL, ENCINITAS, CA 92024-6673
Document Number	0000420209
Map Reference	MAP 12684
Instrument Date	Oct 28, 2022
Instrument	2022-0420209
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 STRATFORD KNL, ENCINITAS, CA 92024-6673

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2022
Property Address	820 STRATFORD KNL, ENCINITAS, CA 92024-6673
Document Number	0000264648
Map Reference	MAP 12684
Instrument Date	Jun 14, 2022
Instrument	2022-0264648
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 STRATFORD KNL, ENCINITAS, CA 92024-6673

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	820 STRATFORD KNL, ENCINITAS, CA 92024-6673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389197
Date	Jul 20, 2020
Instrument	2020-0389197

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 820 Stratford Knoll was $21,395.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,907,196 (+2%) Land $965,976 Building $941,220
2025	$21,395.00	$1,869,801 Land $947,036 Building $922,765
2023	$20,512.00 (+1.55%)	$1,797,196 Land $910,262 Building $886,934
2022	$20,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 820 Stratford Knoll in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Stratford Knoll is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stratford Knoll

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