855 River Trl, Vero Beach, FL 32963 Property Records

Indian River County property record for 855 River Trl, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,698 sqft · built 1999
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,450,000 (Apr 2017)
Tax Bill	$22,785 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-39-35-00004-0000-00117.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-35-00004-0000-00117.0`
Alternative APN	`40329`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,698 sqft Living Area
1st Floor Area	3,698 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	188 ft deep x 130 ft wide
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	2,940 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	480 sqft
Patio Area	745 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	40329
Street Address	855 RIVER TRL
City	VERO BEACH
State	FL
Zip	32963-3935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	INDIAN TRAILS UNIT TWO SUB LOT 117 PBI 13-12
Legal Range	39
Legal Township	31
Legal Section	35
Legal Subdivision	INDIAN TRAILS SUB UNIT 2
Legal Lot Number	117
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2002
Census Tract	50506

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	7310 LONG LAKE RD, RHINELANDER, WI 54501-9448
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	3120170023503
Deed Book / Page	3019 / 1848
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 28, 2017
Property Address	855 RIVER TRL, INDIAN RIVER SHORES, FL 32963-3935
Document Number	0030191848
Book / Page	3019 / 1848
Map Reference	MB13 PG12&12A
Instrument Date	Apr 27, 2017
Instrument	3120170023503
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 WASHINGTON RD, 965, GROSSE POINTE, MI 48230-1211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7310 LONG LAKE RD, RHINELANDER, WI 54501-9448

Mortgage

Document Number	30191850
Date	Apr 28, 2017
Instrument	3019/1850

Lender

Name	MARINE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,785.00 (+17.62%)	$1,903,171 (+10.63%) Land $683,146 Building $1,220,025	$1,903,171 (+10.63%) Land $683,146 Building $1,220,025
2023	$19,371.00 (+13.83%)	$1,720,308 (+19.18%) Land $569,288 Building $1,151,020	$1,720,308 (+19.18%) Land $569,288 Building $1,151,020
2022	$17,018.00	$1,443,452 Land $569,288 Building $874,164	$1,443,452 Land $569,288 Building $874,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 580 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	949 units insured incl. 369 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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