855 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 855 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,660 sqft Living Area
Lot Size	10,210 sqft (0.234 acres)
Occupancy	Owner Occupied
Last Sale	$182,000 (2018)
Tax Bill	$4,567.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687517-000730`
Alternative APNs	`122926687517000730` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,660 sqft Living Area
Gross Area	2,144 sqft Gross Area
1st Floor	1,660 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,210 sqft (0.234 acres)
Depth X Width	140 ft x 73 ft Depth x Width
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Porch Area	56 sqft Porch

Location & Zoning

Street Address	855 REFLECTIONS LOOP E
City	WINTER HAVEN
State	FL
Zip	33884-3568
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 73
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST ADDITION
Legal Tract	687517
Legal Block	2
Legal Lot Number	73
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2018
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687517-000730

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	855 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Oct 22, 2008 · Amount on Record
Deed Doc Number	2018159523
Deed Book / Page	10561 / 1296
Prior Transfer Date	Nov 16, 2012
Prior Transfer Doc	0000207664
Record Refreshed	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 26, 2018
Property Address	855 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Document Number	0105611296
Book / Page	010561 / 001296
Instrument Date	Jul 24, 2018
Instrument	159523
Transaction Type	Transfer
Record Updated	Aug 09, 2018
Title Company	REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	855 REFLECTIONS LOOP E WINTER HAVEN FL 338843568, WINTER HAVEN, FL 33884-3568

Mortgage

Document Number	105611297
Date	Jul 26, 2018
Book Page	010561/001297
Instrument	159524

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,567.00 (+9.44%)	$244,284 (-0.75%) Land $39,000 Building $205,284	$244,284 (-0.75%) Land $39,000 Building $205,284
2023	$4,173.00 (+8.5%)	$246,129 (+8.06%) Land $38,000 Building $208,129	$246,129 (+8.06%) Land $38,000 Building $208,129
2022	$3,846.00	$227,774 Land $32,000 Building $195,774	$227,774 Land $32,000 Building $195,774

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.