Polk County property record for 851 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,434 sqft Living Area |
| Lot Size | 10,184 sqft (0.234 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $152,500 (2017) |
| Tax Bill | $1,333.00 (2025) |
| Primary APN | 26-29-12-687517-000751 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 1,854 sqft Gross Area |
| 1st Floor | 1,434 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,184 sqft (0.234 acres) |
| Depth X Width | 140 ft x 72 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Pool House | Pool House |
| Shed | 1 Shed |
| Porch Area | 47 sqft Porch |
| Street Address | 851 REFLECTIONS LOOP E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3568 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 75 LESS E 1 FT & LOT 74 E 1 FT |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST ADDITION |
| Legal Tract | 687517 |
| Legal Block | 2 |
| Legal Lot Number | 75,74 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687517-000751
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 851 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Jan 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on Record |
| Deed Sale | Jan 18, 2017 · Amount on Record |
| Prior Sale | Dec 01, 2016 · Amount on Record |
| Deed Doc Number | 20179895 |
| Deed Book / Page | 10040 / 1948 |
| Transfer Doc | 4561000873 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 851 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568 |
| Document Number | 0100401948 |
| Book / Page | 01004 / 001948 |
| Instrument Date | Jan 06, 2017 |
| Instrument | 9895 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,067.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4309 VANTAGE CIR SEBRING FL 338723420, SEBRING, FL 33872-3420 |
| Document Number | 100401949 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 010040/001949 |
| Instrument | 9896 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 851 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568 |
| Document Number | 0100401946 |
| Book / Page | 010040 / 001946 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 9894 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 851 REFLECTIONS LOOP E WINTER HAVEN FL 338843568, WINTER HAVEN, FL 33884-3568 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,333.00 (+7.94%) Homeowner's exemption | $114,762 (+5.99%) | $227,960 (-0.68%) Land $39,000 Building $188,960 |
| 2023 | $1,235.00 (+4.13%) Homeowner's exemption | $108,280 (+3%) | $229,514 (+7.98%) Land $38,000 Building $191,514 |
| 2022 | $1,186.00 Homeowner's exemption | $105,126 | $212,551 Land $32,000 Building $180,551 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 4% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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