855 Olive St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 855 Olive St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,218 sqft · built 1957
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on Record
Last Sale	$945,000 (Jul 2022)
Tax Bill	$10,759 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`066-194-018`

Property Details

APN / Parcel Number

Primary APN	`066-194-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Lot Area	5,750 sqft (0.132 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	855 OLIVE ST
City	MORRO BAY
State	CA
Zip	93442-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO HTS BL 22 LT 11
Legal Subdivision	MORRO HEIGHTS
Legal Block	22
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2027
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	855 OLIVE ST, MORRO BAY, CA 93442-2641
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Intrafamily Transfer, Transfer
Jul 22, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Sep 14, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Sep 13, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 12, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	202230244
Prior Transfer Date	Mar 10, 1994
Prior Transfer Doc	0000017953
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 15, 2023
Property Address	855 OLIVE ST, MORRO BAY, CA 93442-2641
Document Number	0000037248
Map Reference	MB 3 PG 4
Instrument Date	Nov 22, 2023
Instrument	2023037248
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	855 OLIVE ST, MORRO BAY, CA 93442-2641

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 22, 2022
Property Address	855 OLIVE ST, MORRO BAY, CA 93442-2641
Document Number	0000030244
Map Reference	MB 3 PG 4
Instrument Date	Jul 15, 2022
Instrument	2022030244
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 OLIVE ST, MORRO BAY, CA 93442-2641

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 14, 2021
Property Address	855 OLIVE ST, MORRO BAY, CA 93442-2641
Document Number	0000062938
Map Reference	MB 3 PG 4
Instrument Date	Sep 8, 2021
Instrument	2021062938
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	855 OLIVE ST, MORRO BAY, CA 93442-2641

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 13, 2017
Property Address	855 OLIVE ST, MORRO BAY, CA 93442-2641
Document Number	0000040939
Instrument Date	Aug 17, 2017
Instrument	40939
Transaction Type	Transfer
Record Updated	Sep 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	855 OLIVE ST MORRO BAY CA 934422641, MORRO BAY, CA 93442-2641

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 12, 2017
Property Address	855 OLIVE ST, MORRO BAY, CA 93442-2641
Document Number	0000040765
Map Reference	MB3 PG4
Instrument Date	Aug 17, 2017
Instrument	2017040765
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	855 OLIVE ST, MORRO BAY, CA 93442-2641

Mortgage

Document Number	0000040766
Date	Sep 12, 2017
Instrument	2017040766

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,002,841 (+2%) Land $689,785 Building $313,056
2025	$10,759.00 (+3.63%) Homeowner's exemption	$983,178 (+4.04%) Land $676,260 Building $306,918
2023	$10,382.00 (+19.65%) Homeowner's exemption	$945,000 Land $650,000 Building $295,000
2022	$8,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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