695 Olive St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 695 Olive St, Morro Bay, CA 93442

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,648 sqft · built 1952
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$912,000 (Feb 2023)
Tax Bill	$10,452 (2025)
Deeds & Mortgages	Dec 2023 Transfer Feb 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-187-005`

Property Details

APN / Parcel Number

Primary APN	`066-187-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	435 PINEY WAY
City	MORRO BAY
State	CA
Zip	93442-2634
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	CY MB TN MORRO CERRITO ADD BL F LT 8
Legal Subdivision	CY MB TN MORRO CERRITO ADD
Legal Block	F
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1042
Census Tract	10602

Owner

695 Olive St, a residential property, is owned by a company that acquired it in December 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1285 SAN LUIS BAY DR, SAN LUIS OBISPO, CA 93405-8003
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Intrafamily Transfer, Transfer
Feb 1, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 24, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MARCHBANKS TRUCK SERVICE INC
Mar 17, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Deed Document Number	20232953
Last Transfer Date	Dec 22, 2023
Transfer Doc	0000037906
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 22, 2023
Property Address	695 OLIVE ST, MORRO BAY, CA 93442-2728
Document Number	0000037906
Map Reference	MB A PG 34
Instrument Date	Dec 22, 2023
Instrument	2023037906
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 SAN LUIS BAY DR, SAN LUIS OBISPO, CA 93405-8003

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 1, 2023
Property Address	695 OLIVE ST, MORRO BAY, CA 93442-2728
Document Number	0000002953
Map Reference	MB A PG 34
Instrument Date	Jan 5, 2023
Instrument	2023002953
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 SAN LUIS BAY DR, SAN LUIS OBISPO, CA 93405-8003

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 24, 2017
Property Address	695 OLIVE ST, MORRO BAY, CA 93442-2728
Document Number	0000048593
Instrument Date	Oct 18, 2017
Instrument	48593
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 EL DORADO AVE BAKERSFIELD CA 933094170, BAKERSFIELD, CA 93309-4170

Mortgage

Document Number	48594
Date	Oct 24, 2017
Instrument	48594

Lender

Name	MARCHBANKS TRUCK SERVICE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 17, 2017
Property Address	695 OLIVE ST, MORRO BAY, CA 93442-2728
Document Number	0000012073
Instrument Date	Mar 14, 2017
Instrument	12073
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 EL DORADO AVE BAKERSFIELD CA 933094170, BAKERSFIELD, CA 93309-4170

Tax Assessment & Valuation

The 2025 property tax bill for 695 Olive St was $10,452.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$967,290 (+2%) Land $583,664 Building $383,626
2025	$10,452.00	$948,324 Land $572,220 Building $376,104
2023	$4,186.00 (+6.7%)	$378,215 Land $249,895 Building $128,320
2022	$3,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 695 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 695 Olive St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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