McLeod County property record for 855 Merganser Ave, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,125 sqft · built 2002 |
| Lot Size | 0.304 acres (13,268 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,714 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.121.0160 |
| Primary APN | 21.121.0160 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,125 sqft Total Area |
| 1st Floor Area | 1,116 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,268 sqft (0.304 acres) |
| Lot Dimensions | 124 ft deep x 107 ft wide |
| Garage Type | Carport |
| Garage Area | 484 sqft |
| Carport | Carport |
| Carport Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 855 MERGANSER AVE |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-6566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRASS LAKE FARM WINSTED LOT-001 BLOCK-002 |
| Legal Subdivision | GRASS LAKE FARM WINSTED |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950100 |
855 Merganser Ave is owned and occupied by two individuals.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 855 MERGANSER AVE, WINSTED, MN 55395-6566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 855 MERGANSER AVE, WINSTED, MN 55395-6566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 449854 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 449854 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 855 Merganser Ave was $3,714 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,714.00 Homeowner's exemption | ||
| 2025 | $261,200 Land $51,700 Building $209,500 | $261,200 Land $51,700 Building $209,500 | |
| 2022 | $231,500 Land $49,100 Building $182,400 | $231,500 Land $49,100 Building $182,400 | |
| 2019 | $2,736.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 855 Merganser Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 855 Merganser Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Broadband.
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