McLeod County property record for 835 Merganser Ave, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,182 sqft · built 2003 |
| Lot Size | 0.297 acres (12,948 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jul 2022) |
| Tax Bill | $4,466 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.121.0180 |
| Primary APN | 21.121.0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,182 sqft Total Area |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 976 sqft |
| Finished Basement | 976 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,948 sqft (0.297 acres) |
| Lot Dimensions | 172 ft deep x 83 ft wide |
| Garage Type | Mixed |
| Garage Area | 640 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 45 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 835 MERGANSER AVE |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-6566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRASS LAKE FARM WINSTED LOT-003 BLOCK-002 |
| Legal Subdivision | GRASS LAKE FARM WINSTED |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950100 |
835 Merganser Ave is owned and occupied by two individuals who bought it in July 2022.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 835 MERGANSER AVE, WINSTED, MN 55395-6566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOME STATE BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on File |
| Deed Sale | Jul 14, 2022 · Amount on File |
| Deed Document Number | 20221439956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jul 18, 2022 |
| Property Address | 835 MERGANSER AVE, WINSTED, MN 55395-6566 |
| Document Number | 0000460127 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 460127 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | AVENUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 835 MERGANSER AVE, WINSTED, MN 55395-6566 |
| Document Number | 0000460128 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 460128 |
| Name | HOME STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 835 MERGANSER AVE, WINSTED, MN 55395-6566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 445920 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 445920 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 835 MERGANSER AVE, WINSTED, MN 55395-6566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 445920 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 445920 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 835 Merganser Ave was $4,466 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,466.00 Homeowner's exemption | ||
| 2025 | $306,200 Land $46,600 Building $259,600 | $306,200 Land $46,600 Building $259,600 | |
| 2022 | $267,900 Land $44,000 Building $223,900 | $267,900 Land $44,000 Building $223,900 | |
| 2019 | $3,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 835 Merganser Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 835 Merganser Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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