Berkeley County property record for 855 Forrest Dr, Daniel Island, SC 29492
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,632 sqft · built 2020 |
| Lot Size | 0.062 acres (2,740 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $737,000 (Jun 2026) |
| Tax Bill | $13,574 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2022 Second Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 271-15-02-088 |
| Primary APN | 271-15-02-088 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,632 sqft Finished Area |
| 1st Floor Area | 816 sqft |
| 2nd Floor Area | 816 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Asphalt |
| Lot Area | 2,740 sqft (0.062 acres) |
| Garage Area | 816 sqft |
| Porch | Patio |
| Porch Area | 126 sqft |
| Patio Area | 120 sqft |
| Street Address | 855 FORREST DR |
|---|---|
| City | DANIEL ISLAND |
| State | SC |
| Zip | 29492-8667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CHARLESTON |
| Legal Description | LOT 34ISLAND @ GOVERNORS CAY |
| Legal Subdivision | ISLAND @ GOVERNORS CAY |
| Legal Lot Number | 34 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | WANDO |
| Census Block Group | 1 |
| Census Block | 1112 |
| Census Tract | 20404 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Jul 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| May 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 29, 2020 | Limited Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Dec 12, 2022 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Nov 6, 2024 · Amount on Record |
| Deed Document Number | 202622399 |
| Deed Book / Page | 5621 / 148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jun 23, 2026 |
| Property Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
| Document Number | 0000022399 |
| Book / Page | 5621 / 148 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202622399 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275,416.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
| Document Number | 0000022400, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 5621/152 |
| Instrument | 202622400 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04309/0921 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 4309/921 |
| Instrument | 2022028243 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03827/0697 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 3827/697 |
| Instrument | 2021025118 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | May 29, 2020 |
| Property Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
| Document Number | 03375/0339 |
| Book / Page | 3375 / 339 |
| Map Reference | DOC 2019013167 |
| Instrument Date | May 14, 2020 |
| Instrument | 2020018622 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,457.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
| Document Number | 2020018623 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020018623 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Dec 12, 2022 |
| Property Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
| Document Number | 04435/0848 |
| Book / Page | 4435 / 848 |
| Map Reference | DOC2019013166&201901 |
| Instrument Date | May 14, 2020 |
| Instrument | 2022046038 |
| Record Updated | Dec 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 855 FORREST DR, DANIEL ISLAND, SC 29492-8667 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Charleston City |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $723,400 (+2,4%) Land $160,000 Building $563,400 | $723,400 (-) Land $160,000 Building $563,400 | |
| 2025 | $13,574.00 (+372.96%) | $28,936 (-33.33%) Land $6,400 Building $22,536 | $723,400 (-) Land $160,000 Building $563,400 |
| 2024 | $2,870.00 (+8.92%) | $43,404 (+186.53%) Land $9,600 Building $33,804 | $723,400 (+91.02%) Land $160,000 Building $563,400 |
| 2022 | $2,635.00 Homeowner's exemption | $15,148 Land $4,000 Building $11,148 | $378,700 Land $100,000 Building $278,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 323 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 383 units insured incl. 60 condo units |
| Nearby Flood Claims | 10 (1989–2023) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jul 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 95% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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