855 Cotati Ter, Unit 6, Sunnyvale, CA 94085 Property Records

Santa Clara County property record for 855 Cotati Ter, Unit 6, Sunnyvale, CA 94085

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,663 sqft · built 2018
Lot Size	0.037 acres (1,604 sqft)
Owner	Individual Name on File
Last Sale	$1,710,000 (Sep 2023)
Tax Bill	$20,683 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`205-68-053`

Property Details

APN / Parcel Number

Primary APN	`205-68-053`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,663 sqft Living Area
1st Floor Area	291 sqft
2nd Floor Area	724 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,604 sqft (0.037 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	855 COTATI TER, 6
City	SUNNYVALE
State	CA
Zip	94085-4547
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MS
Legal Subdivision	NOVA
Legal Tract	10358
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1031
Census Tract	508708

Owner

855 Cotati Ter, Unit 6 is owned by an individual who bought it in September 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	855 COTATI TER, 6, SUNNYVALE, CA 94085-4547
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Deed Document Number	202325525570
Prior Transfer Date	Jun 1, 2019
Prior Transfer Doc	0000097335
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 1, 2023
Property Address	855 COTATI TER UNIT 6, 6, SUNNYVALE, CA 94085-4547
Document Number	0025525570
Map Reference	DOC 23946251
Instrument Date	Aug 24, 2023
Instrument	25525570
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	855 COTATI TER UNIT 6, 6, SUNNYVALE, CA 94085-4547

Mortgage

Document Number	0025525571
Date	Sep 1, 2023
Instrument	25525571

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.07%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Margin	3
Max Rate	11%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	855 COTATI TER UNIT 6, 6, SUNNYVALE, CA 94085-4547
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 COTATI TER 6, 6, SUNNYVALE, CA 94085-4547

Mortgage

Document Number	0025261494
Date	Mar 16, 2022
Instrument	25261494

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Apr 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 855 Cotati Ter, Unit 6 was $20,683, up 3.7% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,675,000 (-3.97%) Land $837,500 Building $837,500
2025	$20,683.00 (+3.74%)	$1,744,200 Land $872,100 Building $872,100
2024	$19,937.00 (+13.65%)
2023	$17,543.00 (+1.62%) Homeowner's exemption	$1,493,553 Land $746,776 Building $746,777
2022	$17,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 855 Cotati Ter, Unit 6 in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 855 Cotati Ter, Unit 6 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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