855 Cotati Ter, Unit 2, Sunnyvale, CA 94085 Property Records

Santa Clara County property record for 855 Cotati Ter, Unit 2, Sunnyvale, CA 94085

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,537 sqft · built 2018
Lot Size	0.037 acres (1,604 sqft)
Owner	Individual Name on Record
Last Sale	$1,380,000 (Apr 2026)
Tax Bill	$18,059 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`205-68-057`

Property Details

APN / Parcel Number

Primary APN	`205-68-057`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,537 sqft Living Area
1st Floor Area	378 sqft
2nd Floor Area	592 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,604 sqft (0.037 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	855 COTATI TER, 2
City	SUNNYVALE
State	CA
Zip	94085-4547
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MS
Legal Subdivision	TRACT NO 10358
Legal Tract	10358
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1031
Census Tract	508708

Owner

Source: Santa Clara County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	855 COTATI TER, 2, SUNNYVALE, CA 94085-4547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA N A
Apr 27, 2026	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA N A
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Deed Document Number	202625978730
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	855 COTATI TER UNIT 2, 2, SUNNYVALE, CA 94085-4547
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 COTATI TER 2, 2, SUNNYVALE, CA 94085-4547

Mortgage

Document Number	0025119913
Date	Oct 1, 2021
Instrument	25119913

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	May 4, 2026
Property Address	855 COTATI TER, 2, SUNNYVALE, CA 94085-4547
Document Number	0025982269
Instrument Date	Apr 24, 2026
Instrument	202625982269
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 WRIGHT AVE, 303, MOUNTAIN VIEW, CA 94043-4658

Mortgage

Document Number	0025982269,
Date	May 4, 2026
Instrument	202625982269

Lender

Name	HSBC BANK USA N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.61%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 27, 2026
Property Address	855 COTATI TER, 2, SUNNYVALE, CA 94085-4547
Document Number	0025978730
Instrument Date	Apr 23, 2026
Instrument	2026.25978730
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153,318.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 COTATI TER, 2, SUNNYVALE, CA 94085-4547

Mortgage

Document Number	0025978731,
Date	Apr 27, 2026
Instrument	2026.25978731

Lender

Name	HSBC BANK USA N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.61%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	855 COTATI TER UNIT 2, 2, SUNNYVALE, CA 94085-4547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024396948
Date	Feb 5, 2020
Instrument	24396948

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,059.00 (+3.74%)	$1,520,496 (+4.04%) Land $760,248 Building $760,248
2024	$17,408.00 (+0.92%)
2023	$17,250.00 (+1.6%)	$1,461,456 Land $730,728 Building $730,728
2022	$16,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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