855 Cork Elm Ct, Severn, MD 21144 Property Records

Anne Arundel County property record for 855 Cork Elm Ct, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,236 sqft · built 1986
Lot Size	1.01 acres (44,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,301 (Nov 2024)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-251-90045597`

Property Details

APN / Parcel Number

Primary APN	`04-251-90045597`
Alternative APNs	`4-251-90045597` `25190045597`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,236 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	2,014 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,084 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	180 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	25190045597
Street Address	855 CORK ELM CT
City	SEVERN
State	MD
Zip	21144-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4R SC 1 PL 1 ELMHURST ESTATES
Legal Subdivision	ELMHURST ESTATES
Legal Block	1
Legal Lot Number	4R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	751400

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 CORK ELM CT, SEVERN, MD 21144-3610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 16, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Aug 25, 2004 · Amount on Record
Deed Book / Page	40923 / 39
Prior Transfer Date	Mar 29, 2011
Prior Transfer Doc	0234850181
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	855 CORK ELM CT, SEVERN, MD 21144-3610
Document Number	0348980046
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 CORK ELM CT SEVERN MD 211443610, SEVERN, MD 21144-3610

Mortgage

Document Number	0348980046
Date	Jul 15, 2020
Book Page	034898/000046

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	855 CORK ELM CT, SEVERN, MD 21144-3610
Document Number	0315220058
Book / Page	031522 / 000058
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 CORK ELM CT SEVERN MD 211443610, SEVERN, MD 21144-3610

Mortgage

Document Number	0315220058
Date	Nov 2, 2017
Book Page	031522/000058

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,733 (+13.26%)	$771,000 (+39.78%) Land $227,000 Building $544,000
2025	$6,591.00 (+4.69%)	$551,600 (+11.27%) Land $182,000 Building $369,600	$551,600 (-) Land $182,000 Building $369,600
2024	$6,296.00 (+16.31%)
2023	$5,413.00	$495,733	$551,600 Land $182,000 Building $369,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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