850 Cork Elm Ct, Severn, MD 21144 Property Records

Anne Arundel County property record for 850 Cork Elm Ct, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,576 sqft · built 1988
Lot Size	0.927 acres (40,365 sqft)
Owner	Individual Name on Record
Tax Bill	$5,811 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-251-90045603`

Property Details

APN / Parcel Number

Primary APN	`04-251-90045603`
Alternative APNs	`4-251-90045603` `25190045603`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,576 sqft Living Area
Gross Area	4,087 sqft
1st Floor Area	1,447 sqft
Basement Area	946 sqft
Finished Basement	946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,365 sqft (0.927 acres)
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	504 sqft
Deck Area	400 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	25190045603
Street Address	850 CORK ELM CT
City	SEVERN
State	MD
Zip	21144-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 10 SC 1 PL 1 ELMHURST ESTATES
Legal Subdivision	ELMHURST ESTATES
Legal Block	1
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	751400

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	850 CORK ELM CT, SEVERN, MD 21144-3610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 3, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 15, 2019	Quit Claim Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019
Deed Sale	Apr 15, 2019
Prior Sale	May 21, 2013 · Amount on Record
Deed Book / Page	33043 / 244
Prior Transfer Date	Apr 6, 2019
Prior Transfer Doc	0330430244
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	850 CORK ELM CT, SEVERN, MD 21144-3610
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 CORK ELM CT, SEVERN, MD 21144-3610

Mortgage

Document Number	0402400108
Date	Feb 15, 2024
Book Page	40240/108

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	850 CORK ELM CT, SEVERN, MD 21144-3610
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 CORK ELM CT, SEVERN, MD 21144-3610

Mortgage

Document Number	0388000185
Date	Jun 3, 2022
Book Page	38800/185

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	850 CORK ELM CT, SEVERN, MD 21144-3610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 CORK ELM CT, SEVERN, MD 21144-3610

Mortgage

Document Number	0351330483
Date	Aug 31, 2020
Book Page	35133/483

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 15, 2019
Property Address	850 CORK ELM CT, SEVERN, MD 21144-3610
Document Number	0330430244
Book / Page	033043 / 000244
Instrument Date	Apr 6, 2019
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	850 CORK ELM CT SEVERN MD 211443610, SEVERN, MD 21144-3610

Mortgage

Document Number	330430249
Date	Apr 15, 2019
Book Page	033043/000249

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,667 (+10.63%)	$735,200 (+31.9%) Land $226,000 Building $509,200
2025	$5,811.00 (+1.93%) Homeowner's exemption	$557,400 (+9.04%) Land $181,000 Building $376,400	$557,400 (-) Land $181,000 Building $376,400
2024	$5,701.00 (+13.79%)
2023	$5,010.00 Homeowner's exemption	$511,200	$557,400 Land $181,000 Building $376,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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