855 3rd St, Winter Haven, FL 33881 Property Records

Polk County property record for 855 3rd St, Winter Haven, FL 33881 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	500 sqft · built 1963
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$4,000 (Mar 1995)
Tax Bill	$634 (2024)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-17-544500-021200`

Property Details

APN / Parcel Number

Primary APN	`26-28-17-544500-021200`
Alternative APNs	`172826544500021200` `72826000`

Interior

Building Area	500 sqft Living Area
1st Floor Area	500 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Mobile Home
Lot Area	4,487 sqft (0.103 acres)
Shed	1 Shed

Location & Zoning

Street Address	855 3RD ST
City	WINTER HAVEN
State	FL
Zip	33881-1413
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	IDA LAKE SUB PB 6 PG 10 IN S8/17 T28 R26 BLK B LOT 12
Legal Range	26E
Legal Township	28S
Legal Section	17
Legal Subdivision	IDA LAKE SUBDIVISION
Legal Tract	544500
Legal Block	B
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1023
Census Tract	13601

Owner

Source: Polk County records · APN 26-28-17-544500-021200

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	855 3RD ST, WINTER HAVEN, FL 33881-1413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 1995 · Amount on Record
Deed Sale	Mar 29, 1995 · Amount on Record
Deed Book / Page	3511 / 1614
Last Transfer Date	Mar 15, 2007
Transfer Doc	0000056425
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 29, 2026
Property Address	855 3RD ST, WINTER HAVEN, FL 33881-1413
Document Number	0000128111
Book / Page	14017 / 469
Instrument Date	Apr 02, 2026
Instrument	2026128111
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 3RD ST, WINTER HAVEN, FL 33881-1413

Mortgage

Document Number	0000128111,
Date	May 29, 2026
Book Page	14017/469
Instrument	2026128111

Lender

Name	POLK COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,116 (+5.98%)	$20,200 (+12.03%) Land $2,692 Building $17,508
2024	$634.00 (+29.65%)
2023	$489.00 (+6.77%) Homeowner's exemption	$11,432 (+3%)	$18,031 (+8.28%) Land $2,692 Building $15,339
2022	$458.00 Homeowner's exemption	$11,099	$16,652 Land $2,244 Building $14,408

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050136011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force 6 of 10 on primary residences
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022, Hurricane Ian

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.