Polk County property record for 845 3rd St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 558 sqft · built 1954 |
| Lot Size | 0.099 acres (4,330 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $637 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-17-544500-021100 |
| Primary APN | 26-28-17-544500-021100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 558 sqft Living Area |
| 1st Floor Area | 558 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Other |
| Lot Area | 4,330 sqft (0.099 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 302 sqft |
| Cooling System | None |
|---|
| Street Address | 845 3RD ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C3 |
| Legal Description | IDA LAKE SUB PB 6 PG 10 IN S8/17 T28 R26 BLK B LOT 11 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 17 |
| Legal Subdivision | IDA LAKE SUBDIVISION |
| Legal Tract | 544500 |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 13601 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 845 3RD ST, WINTER HAVEN, FL 33881-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,857 (+1%) | $58,649 (+1.42%) Land $2,598 Building $56,051 | |
| 2025 | $637.00 (+4.43%) | $41,688 (-32.11%) | $57,825 (-5.83%) Land $2,598 Building $55,227 |
| 2023 | $610.00 (+11.52%) | $61,403 (+16.1%) Land $2,598 Building $58,805 | $61,403 (+16.1%) Land $2,598 Building $58,805 |
| 2022 | $547.00 | $52,890 Land $2,165 Building $50,725 | $52,890 Land $2,165 Building $50,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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