855 1st St SW, Cairo, GA 39828 Property Records

Grady County property record for 855 1st St SW, Cairo, GA 39828

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,064 sqft · built 1945
Lot Size0.519 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$33,000 (Oct 2015)
Tax Bill$709 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC0180-045-000

Property Details

APN / Parcel Number

Primary APNC0180-045-000
Alternative APNs
  • C0180045
  • 11016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,064 sqft Heated Area
1st Floor Area1,064 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1983
Exterior MaterialAsbestos
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area22,651 sqft (0.519 acres)
Lot Dimensions180 ft deep x 125 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area144 sqft
Patio Area24 sqft

Location & Zoning

Account Number11016
Old Parcel NumberC0180045
Street Address855 1ST ST SW
CityCAIRO
StateGA
Zip39828-2909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:1 BLK:2 SUBD:SOUTHERN TERRACE
Legal SubdivisionSOUTHERN TERRACE
Legal Block2
Legal Lot Number1
JurisdictionGRADY GA
Township / Civil DivisionCAIRO
Census Block Group3
Census Block3030
Census Tract950502

Owner

Source: Grady County records · APN C0180-045-000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 362, CAIRO, GA 39828-0362
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Feb 11, 2021Deed of Trust, Mortgage · Commercial Mortgage
CAPITAL CITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2015 · Amount on Record
Deed SaleOct 16, 2015 · Amount on Record
Deed Document Number0000793765
Deed Book / Page793 / 765
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address855 1ST ST SW, CAIRO, GA 39828-2909
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 1ST ST NW, CAIRO, GA 39828-1904

Mortgage

Document Number0000000934/0000000371
DateNov 13, 2023
Book Page0000000934/0000000371
Lender
NameCAPITAL CITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 01, 2043

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address855 1ST ST SW, CAIRO, GA 39828-2909
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 1ST ST, CAIRO, GA 39828-2909

Mortgage

Document Number0000000880/0000000760
DateFeb 11, 2021
Book Page0000000880/0000000760
Lender
NameCAPITAL CITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grady County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCairo City
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$709.00 (-28.09%)$27,738 (+10.91%) Land $2,840 Building $24,898$69,345 (+10.91%) Land $7,100 Building $62,245
2024$986.00 (+48.05%)$25,010 (+38.99%) Land $2,840 Building $22,170$62,525 (+38.99%) Land $7,100 Building $55,425
2023$666.00 (+3.42%)$17,994 (-) Land $5,400 Building $12,594$44,985 (-) Land $13,500 Building $31,485
2022$644.00$17,994 Land $5,400 Building $12,594$44,985 Land $13,500 Building $31,485

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber
2,000 / 2,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 215 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAIRO
serves 9,637 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 1st St SW

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