840 1st St SW, Cairo, GA 39828 Property Records

Grady County property record for 840 1st St SW, Cairo, GA 39828

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,294 sqft · built 1950
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Jul 2025)
Tax Bill$909 (2025)
Deeds & MortgagesSep 2015 Mortgage
Feb 2006 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC0180-070-000

Property Details

APN / Parcel Number

Primary APNC0180-070-000
Alternative APNs
  • C0180070
  • 11039

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,294 sqft Heated Area
1st Floor Area1,294 sqft
Utility Area132 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1976
Exterior MaterialOther
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions150 ft deep x 120 ft wide
PorchSlab
Porch Area36 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number11039
Street Address840 1ST ST SW
CityCAIRO
StateGA
Zip39828-2908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionROLLING ACRES
Legal Block1
Legal Lot Number12
JurisdictionGRADY GA
Township / Civil DivisionCAIRO
Census Block Group3
Census Block3003
Census Tract950502

Owner

Source: Grady County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 SUNNYBROOK DR, THOMASVILLE, GA 31757-4239
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2015Deed of Trust, Mortgage · Conventional Mortgage
THOMAS COUNTY FSLA
Feb 6, 2006Deed of Trust, Mortgage · Conventional Mortgage
CLASSIC HOME LENDING
Jul 29, 2025Warranty Deed, Transfer
GOMEZ HERNANDEZ MIGUEL
Jun 3, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CAPITAL CITY BANK
Apr 24, 2009Gift Deed, Transfer · Conventional Mortgage
THOMAS COUNTY FEDERAL SAVINGS & LOAN ASS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2025 · Amount on Record
Deed SaleJul 29, 2025 · Amount on Record
Prior SaleJun 3, 2021 · Amount on Record
Deed Book / Page963 / 628
Prior Transfer DateAug 31, 2015
Prior Transfer Doc000792/565
Record UpdatedOct 29, 2026

September 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address840 1ST ST SW, CAIRO, GA 39828-2908
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000792/581
DateSep 14, 2015
Book Page792/581
Lender
NameTHOMAS COUNTY FSLA
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 1, 2020

February 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address840 1ST ST SW, CAIRO, GA 39828-2908
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000624/41
DateFeb 6, 2006
Book Page624/41
Lender
NameCLASSIC HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2036

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateJul 29, 2025
Property Address840 1ST ST SW, CAIRO, GA 39828-2908
Document Number000963/628
Book / Page963 / 628
Instrument DateJul 24, 2025
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SUNNYBROOK DR, THOMASVILLE, GA 31757-4239

Mortgage

Document Number0000963630
DateJul 29, 2025
Instrument963/630
Lender
NameGOMEZ HERNANDEZ MIGUEL
Agreement
AmountAmount Recorded
Term6 Months
DueJan 1, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateJun 3, 2021
Property Address840 1ST ST SW, CAIRO, GA 39828-2908
Document Number000889/141
Book / Page889 / 141
Instrument DateJun 3, 2021
Instrument2021-000524
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 1ST ST SW, CAIRO, GA 39828-2908

Mortgage

Document Number0000000889/0000000143
DateJun 11, 2021
Book Page0000000889/0000000143
Lender
NameCAPITAL CITY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2009: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionGRADY GA
Recording DateApr 24, 2009
Property Address840 1ST ST SW, CAIRO, GA 39828-2908
Document Number000692/001
Book / Page692 / 001
Instrument DateApr 24, 2009
Instrument065-2009-000292
Transaction TypeTransfer
Record UpdatedNov 26, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1722 HARRELL RD, 1722, WHIGHAM, GA 39897-2514

Transferred To (Grantee/Buyer)

NameVerified Name
Address1722 HARRELL RD, WHIGHAM, GA 39897-2514

Mortgage

Document Number000692/003
DateApr 24, 2009
Book Page692/003
Lender
NameTHOMAS COUNTY FEDERAL SAVINGS & LOAN ASS
AddressTHOMASVILLE, GA 31799
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2024

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCairo City
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$909.00 (-28.43%)$35,535 (+10.37%) Land $5,200 Building $30,335$88,838 (+10.37%) Land $13,000 Building $75,838
2024$1,270.00 (+67.55%)$32,195 (+57%) Land $5,200 Building $26,995$80,488 (+57.01%) Land $13,000 Building $67,488
2023$758.00 (+3.27%)$20,506 (-) Land $3,840 Building $16,666$51,264 (-) Land $9,600 Building $41,664
2022$734.00$20,506 Land $3,840 Building $16,666$51,264 Land $9,600 Building $41,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAIRO
serves 9,637 people · EPA ID GA1310000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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