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8545 Pepper Tree Way, Naples, FL 34114 Property Records

Collier County property record for 8545 Pepper Tree Way, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details1,901 sqft · built 1998
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$272,700 (Sep 1998)
Tax Bill$7,432 (2025)
Deeds & MortgagesAug 2017 Loan Modification
Flood ZoneZone X (moderate risk)
APN292600 F 66B22

Property Details

APN / Parcel Number

Primary APN292600 F 66B22
Alternative APN
  • 32431502242

Interior

Stories1 Story
Building Area1,901 sqft Living Area
1st Floor Area1,901 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2010
Construction TypeMasonry / Concrete Block
Lot Area6,534 sqft (0.15 acres)
Pool Area448 sqft
Deck Area556 sqft

Location & Zoning

Street Address8545 PEPPER TREE WAY
CityNAPLES
StateFL
Zip34114-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFIDDLERS CREEK PEPPER TREE VILLAGE AND BENT CREEK VILLAGE BLOCK F LOT 6
Legal Range26
Legal Township51
Legal Section22
Legal SubdivisionFIDDLERS CREEK PEPPER TREE VLG AND BENT
Legal Tract292600
Legal BlockF
Legal Lot Number6
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1022
Census Tract11109

Owner

8545 Pepper Tree Way is owned by two individuals who bought it in September 1998.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address581 ABERDEEN RD, FRANKFORT, IL 60423-8754
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 1998 · Amount on File
Deed SaleSep 23, 1998 · Amount on File
Deed Book / Page2464 / 1351
Record UpdatedOct 29, 2026

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address8545 PEPPER TREE WAY, NAPLES, FL 34114-9425
Document Number0054731221
Book / Page005473 / 001221
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedFeb 15, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0054731221
DateFeb 2, 2018
Book Page005473/001221
Instrument5504676
Lender
NameUS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueFeb 1, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8545 Pepper Tree Way was $7,432.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$513,448 (+1%)$544,097 (-8.03%) Land $182,504 Building $361,593
2025$7,432.00$466,771$591,573 Land $304,920 Building $286,653
2023$7,206.00 (+17.34%)$385,761 (+1%)$719,215 (+54.08%) Land $373,527 Building $345,688
2022$6,141.00$350,692$466,768 Land $112,058 Building $354,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8545 Pepper Tree Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 301 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies677 units insured
incl. 376 condo units
Nearby Flood Claims11 (2017–2024)
Most Recent ClaimJun 2024
Claims by Event
  • Hurricane Ian, Oct 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8545 Pepper Tree Way is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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