8548 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8548 Marsh Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,264 sqft
Lot Size5.92 acres (257,875 sqft)
OwnerIndividual Name on Record
Last Sale$79,000 (Sep 2011)
Tax Bill$1,196 (2025)
Deeds & MortgagesNov 2018 Mortgage
Nov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN74-14-033-2013-300

Property Details

APN / Parcel Number

Primary APN74-14-033-2013-300

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,264 sqft Living Area
1st Floor Area880 sqft
Basement Area880 sqft

Exterior

Lot Area257,875 sqft (5.92 acres)
Lot Dimensions872 ft deep x 224 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address8548 MARSH RD
CityCLAY
StateMI
Zip48001-3902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionBEG S 0D 48M W 407' FROM NE SEC COR, TH S 0D 48M W 224', TH N 87D 58M 43S W 333', TH S 0D 48M W 135', TH N 87D 58M 43S W 537.56', TH N 0D 31M 13S E 336.45' TH S 89D 27M 45S E 872.03' TO BEG. FRAC SECTION 33 T3N R16E 5.92 A
Legal Range16E
Legal Township03N
Legal Section33
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group4
Census Block4014
Census Tract646000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8548 MARSH RD, CLAY, MI 48001-3902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 8, 2018Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2011 · Amount on Record
Deed SaleSep 1, 2011 · Amount on Record
Deed Document Number201123380
Deed Book / Page4179 / 1
Prior Transfer DateMar 10, 2011
Prior Transfer Doc004134/599
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address8548 MARSH RD, CLAY, MI 48001-3902
Document Number0050110362
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address8548 MARSH RD CLAY MI 480013902, CLAY, MI 48001-3902
InvestorPossibly a Property Investor

Mortgage

Document Number0050110362
DateNov 28, 2018
Book Page005011/000362
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2048

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAINT CLAIR MI
Property Address8548 MARSH RD, CLAY, MI 48001-3902
Document Number0050160042
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address8548 MARSH RD CLAY MI 480013902, CLAY, MI 48001-3902
InvestorPossibly a Property Investor

Mortgage

Document Number0050160042
DateDec 12, 2018
Book Page005016/000042
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,196.00 (-46.75%) Homeowner's exemption$111,700 (+35.23%)
2024$2,246.00 (+11.08%)$223,400 (+35.23%)
2023$82,600
2022$2,022.00$165,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Nearby Properties on Marsh Rd

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