8460 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8460 Marsh Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,536 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-028-3023-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-028-3023-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,536 sqft Living Area
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	217,800 sqft (5 acres)
Lot Depth	1,315 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8460 MARSH RD
City	CLAY
State	MI
Zip	48001-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	N 5 A OF S 15 A OF E 1/2 OF SE 1/4 5 A SEC 28 T3N R16E
Legal Range	16E
Legal Township	03N
Legal Section	28
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4012
Census Tract	646000

Owner

8460 Marsh Rd is owned and occupied by an individual who acquired it in June 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6266 PLANK RD, COTTRELLVILLE, MI 48039-1215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDATION MORTGAGE
Jan 4, 2023	Intrafamily Transfer, Transfer
Dec 13, 2022	Intrafamily Transfer, Transfer
Sep 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 27, 2024
Transfer Doc	0005724213
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 24, 2026
Property Address	8460 MARSH RD, CLAY, MI 48001-3408
Document Number	0000012718
Book / Page	5936 / 656
Instrument Date	Jun 15, 2026
Instrument	202612718
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6266 PLANK RD, COTTRELLVILLE, MI 48039-1215

Mortgage

Document Number	0000012718,
Date	Jun 24, 2026
Book Page	5936/656
Instrument	202612718

Lender

Name	FOUNDATION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 4, 2023
Property Address	8460 MARSH RD, CLAY, MI 48001-3408
Document Number	0005589775
Book / Page	5589 / 775
Instrument Date	Nov 1, 2022
Instrument	2023000213
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8612 ANCHOR BAY DR, CLAY, MI 48001-3522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 MILL ST, ALGONAC, MI 48001-1902

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 13, 2022
Property Address	8460 MARSH RD, CLAY, MI 48001-3408
Document Number	0005585195
Book / Page	5585 / 195
Instrument Date	Nov 1, 2022
Instrument	2022027227
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1129 MILL ST, ALGONAC, MI 48001-1902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8612 ANCHOR BAY DR, CLAY, MI 48001-3522

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 4, 2019
Property Address	8460 MARSH RD, CLAY, MI 48001-3408
Document Number	0050930189
Book / Page	005093 / 000189
Instrument Date	Sep 3, 2019
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 MILL ST ALGONAC MI 480011902, ALGONAC, MI 48001-1902

Tax Assessment & Valuation

The 2025 property tax bill for 8460 Marsh Rd was $3,521 with a homeowner's exemption, down 6.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,000 (+5.48%)	$208,000
2025	$3,521.00 (-6.06%)	$98,600
2024	$3,748.00		$197,200
2023		$89,900
2022	$3,404.00		$179,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8460 Marsh Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8460 Marsh Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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