8545 Frey Dr, Westover, MD 21871 Property Records

Somerset County property record for 8545 Frey Dr, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,664 sqft · built 2009
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Oct 2008)
Tax Bill	$4,275 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-010501`

Property Details

APN / Parcel Number

Primary APN	`13-010501`
Alternative APN	`010501`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,664 sqft Total Area
Utility Area	338 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	551 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	010501
Street Address	8545 FREY DR
City	WESTOVER
State	MD
Zip	21871-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	2.27 A-L4-PL 31/49 E/SD FREY DR G & M FREY SUBD
Legal Subdivision	FREY SUB
Legal Lot Number	4
Jurisdiction	SOMERSET MD
Township / Civil Division	13, WESTOVER
Census Block Group	2
Census Block	2022
Census Tract	930800

Owner

Source: Somerset County records · APN 13-010501

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8545 FREY DR, WESTOVER, MD 21871-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2008 · Amount on Record
Deed Sale	Oct 07, 2008 · Amount on Record
Deed Document Number	200880503
Deed Book / Page	733 / 54
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	8545 FREY DR, WESTOVER, MD 21871-3008
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8545 FREY DR, WESTOVER, MD 21871-3008

Mortgage

Document Number	0014530135
Date	Mar 13, 2026
Book Page	1453/135

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	8545 FREY DR, WESTOVER, MD 21871-3008
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012250120
Date	Apr 20, 2022
Book Page	1225/120

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	8545 FREY DR, WESTOVER, MD 21871-3008
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011540200
Date	May 24, 2021
Book Page	1154/200

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,233 (+11.76%)	$475,500 (-) Land $55,300 Building $420,200
2025	$4,275.00 (+22.32%) Homeowner's exemption	$384,967 (+22.48%)	$475,500 (+39.98%) Land $55,300 Building $420,200
2023	$3,495.00 Homeowner's exemption	$314,300	$339,700 Land $42,200 Building $297,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	6 (2012–2022)
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

Based on FCC filings for 25 locations within half a mile of this property.

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