Somerset County property record for 8525 Frey Dr, Westover, MD 21871
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,672 sqft · built 2009 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Oct 2008) |
| Tax Bill | $2,410 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-010498 |
| Primary APN | 13-010498 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,672 sqft Total Area |
| Utility Area | 88 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Type | Mixed |
| Garage Area | 1,376 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 010498 |
|---|---|
| Street Address | 8525 FREY DR |
| City | WESTOVER |
| State | MD |
| Zip | 21871-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 2.01 A-L5-PL 31/49 E/SD FREY DR G & M FREY SUBD |
| Legal Subdivision | FREY SUB |
| Legal Lot Number | 5 |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 13, WESTOVER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 930800 |
Source: Somerset County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8525 FREY DR, WESTOVER, MD 21871-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2008 · Amount on Record |
| Deed Sale | Oct 7, 2008 · Amount on Record |
| Deed Document Number | 200880504 |
| Deed Book / Page | 733 / 57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MD |
| Property Address | 8525 FREY DR, WESTOVER, MD 21871-3008 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8525 FREY DR, WESTOVER, MD 21871-3008 |
| Document Number | 0012840086 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 1284/86 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 20, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,410.00 (-44.01%) | $433,633 (+45.73%) | $491,000 (+53.97%) Land $54,300 Building $436,700 |
| 2025 | $4,304.00 (+30.11%) | ||
| 2023 | $3,308.00 | $297,567 | $318,900 Land $41,200 Building $277,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 6 (2012–2022) |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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