8544 Cascade St, Commerce Township, MI 48382 Property Records

Oakland County property record for 8544 Cascade St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,597 sqft · built 2001
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Aug 2019)
Tax Bill	$8,095 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-01-128-010`

Property Details

APN / Parcel Number

Primary APN	`E-17-01-128-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,597 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	1,514 sqft
Finished Basement	1,514 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	102 ft deep x 40 ft wide
View / Lot	Waterfront / Beach
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8544 CASCADE ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 1 RUSSELL BEACH SUB LOT 29
Legal Range	08E
Legal Township	02N
Legal Section	01
Legal Subdivision	RUSSELL BEACH
Legal Lot Number	29
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3003
Census Tract	134000

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8544 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Aug 14, 2019	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Jul 20, 2001
Deed Document Number	2019130513
Deed Book / Page	53134 / 65
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8544 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8544 CASCADE SRTEET, COMMERCE TOWNSHIP, MI 48382-4707

Mortgage

Document Number	0000336539
Date	Mar 3, 2022
Book Page	57541/757
Instrument	336539

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8544 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8544 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707

Mortgage

Document Number	0000075956
Date	Mar 24, 2021
Book Page	55942/346
Instrument	75956

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 14, 2019
Property Address	8544 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707
Document Number	0000130513
Book / Page	53134 / 00065
Map Reference	LB 16 PG 16
Instrument Date	Aug 2, 2019
Instrument	130513
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,891.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8544 CASCADE ST, 8544, COMMERCE TOWNSHIP, MI 48382-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8544 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707

Mortgage

Document Number	5313400067
Date	Aug 14, 2019
Instrument	53134/00067

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,095.00 (-35.13%) Homeowner's exemption	$608,840 (+13.9%)	$1,217,680 (+13.9%)
2024	$12,479.00 (+13.56%)
2023		$534,530	$1,069,060
2021	$10,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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