8530 Cascade St, Commerce Township, MI 48382 Property Records

Oakland County property record for 8530 Cascade St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,870 sqft · built 1935
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Jul 2003)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-01-128-012`

Property Details

APN / Parcel Number

Primary APN	`E-17-01-128-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
1st Floor Area	1,598 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	103 ft deep x 34 ft wide
View / Lot	Waterfront / Beach
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Deck Area	441 sqft
Patio Area	501 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8530 CASCADE ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 1 RUSSELL BEACH SUB LOT 27
Legal Range	08E
Legal Township	02N
Legal Section	01
Legal Subdivision	RUSSELL BEACH
Legal Lot Number	27
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3003
Census Tract	134000

Owner

8530 Cascade St is owned and occupied by two individuals who acquired it in October 2018.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8530 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Oct 24, 2018	Quit Claim Deed, Transfer · Conventional with PMI GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2003 · Amount on File
Deed Sale	Jul 23, 2003 · Amount on File
Prior Sale	Nov 19, 2002 · Amount on File
Deed Document Number	2003376370
Deed Book / Page	30067 / 685
Last Transfer Date	Oct 18, 2018
Transfer Doc	0000174096
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8530 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8530 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707

Mortgage

Document Number	0000261324
Date	Dec 9, 2020
Book Page	55303/435
Instrument	261324

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 24, 2018
Property Address	8530 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707
Document Number	0000174096
Book / Page	052296 / 000859
Instrument Date	Oct 18, 2018
Instrument	174096
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8530 CASCADE ST COMMERCE TOWNSHIP MI 483824707, COMMERCE TOWNSHIP, MI 48382-4707

Mortgage

Document Number	174097
Date	Oct 24, 2018
Book Page	052296/000862
Instrument	174097

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8530 Cascade St was $3,260 with a homeowner's exemption, down 37.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,260.00 (-37.77%) Homeowner's exemption	$291,170	$582,340
2024	$5,239.00
2023		$259,490	$518,980
2021	$4,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8530 Cascade St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8530 Cascade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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