8543 Pine Dr, Cloquet, MN 55720 Property Records

St. Louis County property record for 8543 Pine Dr, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 1994
Lot Size	9.5 acres (413,820 sqft)
Owner	Individual Name on File
Tax Bill	$1,494 (2026)
Deeds & Mortgages	Jun 2021 Transfer Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-0010-04216`

Property Details

APN / Parcel Number

Primary APN	`535-0010-04216`
Alternative APN	`41643`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	413,820 sqft (9.5 acres)
Garage Area	1,200 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	120 sqft
Storage Building	320 sqft
Pole Barn	256 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	41643
Street Address	8543 PINE DR
City	CLOQUET
State	MN
Zip	55720-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	SW1/4 OF SE1/4 OF SE1/4, EXCEPT THAT PART OFTHE FOLLOWING DESCRIBED PARCEL LYING WITHINTHE SW1/4 OF SE1/4 OF SE1/4, BEGINNING
Legal Range	18W
Legal Township	50N
Legal Section	26
Legal Subdivision	STONEY BROOK TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	STONEY BROOK
Census Block Group	3
Census Block	3054
Census Tract	11200

Owner

8543 Pine Dr is owned and occupied by an individual who acquired it in June 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8543 PINE DR, CLOQUET, MN 55720-9343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWOOD FCU
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWOOD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 15, 2021
Transfer Doc	0001417789
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 29, 2021
Property Address	8543 PINE DR, CLOQUET, MN 55720-9343
Document Number	0001417789
Instrument Date	Jun 15, 2021
Instrument	1417789
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8501 PINE DR, CLOQUET, MN 55720-9343

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8543 PINE DR, CLOQUET, MN 55720-9343
Document Number	00A1321794
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8543 PINE DR CLOQUET MN 557209343, CLOQUET, MN 55720-9343

Mortgage

Document Number	00A1321794
Date	Nov 8, 2017
Instrument	A1321794

Lender

Name	NORTHWOOD FCU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 7, 2032

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8543 PINE DR, CLOQUET, MN 55720-9343
Document Number	00A1313709
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8543 PINE DR CLOQUET MN 557209343, CLOQUET, MN 55720-9343

Mortgage

Document Number	00A1313709
Date	Jul 24, 2017
Instrument	A1313709

Lender

Name	NORTHWOOD FCU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8543 Pine Dr was $1,494 with a homeowner's exemption, up 10.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Stoney Brook Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,494.00 (+10.67%) Homeowner's exemption
2025	$1,350.00 (-21.24%) Homeowner's exemption	$242,400 (+6.88%) Land $33,300 Building $209,100	$242,400 (+6.88%) Land $33,300 Building $209,100
2024	$1,714.00	$226,800 Land $33,300 Building $193,500	$226,800 Land $33,300 Building $193,500
2022		$218,100 Land $32,700 Building $185,400	$218,100 Land $32,700 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8543 Pine Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8543 Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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