8455 Pine Dr, Cloquet, MN 55720 Property Records

St. Louis County property record for 8455 Pine Dr, Cloquet, MN 55720

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 1,522 sqft · built 2016
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (Nov 2006)
Tax Bill	$594 (2026)
Deeds & Mortgages	May 2018 Loan Modification Sep 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-0010-04010`

Property Details

APN / Parcel Number

Primary APN	`535-0010-04010`
Alternative APN	`890981`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,522 sqft Gross Area
1st Floor Area	1,522 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)
Deck Area	80 sqft
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	890981
Street Address	8455 PINE DR
City	CLOQUET
State	MN
Zip	55720-9327
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	FAM
Legal Description	SW1/4 OF SW1/4 EX W1/2 & EX W1/2 OF E1/2 SERIAL #
Legal Range	18W
Legal Township	50N
Legal Section	25
Legal Subdivision	STONEY BROOK TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	STONEY BROOK
Census Block Group	3
Census Block	3054
Census Tract	11200

Owner

8455 Pine Dr, a residential property, is owned and occupied by an individual who acquired it in November 2009.

Source: St. Louis County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8455 PINE DR, CLOQUET, MN 55720-9327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Loan Modification, Mortgage NORTHERN ST BK/VA
Sep 26, 2017	Loan Modification, Mortgage · Conventional with PMI NORTHERN ST BK/VA
Mar 3, 2017	Loan Modification, Mortgage · Conventional Mortgage NORTHERN ST BK/VA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2006 · Amount on File
Deed Sale	Nov 8, 2006 · Amount on File
Deed Document Number	20061034891
Last Transfer Date	Nov 30, 2009
Transfer Doc	0001126958
Record Updated	Oct 29, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	8455 PINE DR, CLOQUET, MN 55720-9327
Document Number	00A1332904
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8455 PINE DR CLOQUET MN 557209327, CLOQUET, MN 55720-9327

Mortgage

Document Number	00A1332904
Date	May 16, 2018
Instrument	A1332904

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 15, 2023

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	8455 PINE DR, CLOQUET, MN 55720-9327
Document Number	00A1319276
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8455 PINE DR CLOQUET MN 557209327, CLOQUET, MN 55720-9327

Mortgage

Document Number	00A1319276
Date	Oct 4, 2017
Instrument	A1319276

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	12 Months
Due	Oct 3, 2018

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	8455 PINE DR, CLOQUET, MN 55720-9327
Document Number	00A1306871
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8455 PINE DR CLOQUET MN 557209327, CLOQUET, MN 55720-9327

Mortgage

Document Number	00A1306871
Date	Apr 5, 2017
Instrument	A1306871

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 8455 Pine Dr was $594 with exemptions applied, up 16% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Stoney Brook Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$594.00 (+16.02%) Homeowner's exemption Disabled Person's exemption
2025	$512.00 (-28.29%) Homeowner's exemption Disabled Person's exemption	$174,100 (+6.16%) Land $39,600 Building $134,500	$174,100 (+6.16%) Land $39,600 Building $134,500
2024	$714.00	$164,000 Land $39,600 Building $124,400	$164,000 Land $39,600 Building $124,400
2022		$144,200 Land $34,800 Building $109,400	$144,200 Land $34,800 Building $109,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8455 Pine Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8455 Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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