St. Clair County property record for 8540 River Rd, Cottrellville, MI 48039
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,976 sqft · built 1922 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,300 (Apr 2025) |
| Tax Bill | $1,293 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-17-769-0006-000 |
| Primary APN | 74-17-769-0006-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 215 ft deep x 50 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 8540 RIVER RD |
|---|---|
| City | COTTRELLVILLE |
| State | MI |
| Zip | 48039-3344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-2 GE |
| Legal Description | THE SLY 50' OF ELY 215' OF LOT 28 SUPERVISORS ROBERTS PLAT |
| Legal Subdivision | SUPRVRS ROBERTS |
| Legal Lot Number | 28 |
| Legal Unit | 28 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COTTRELLVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 645000 |
8540 River Rd is owned and occupied by two individuals who bought it in April 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8540 RIVER RD, COTTRELLVILLE, MI 48039-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on File |
| Deed Sale | Apr 21, 2025 · Amount on File |
| Deed Document Number | 20257701 |
| Deed Book / Page | 5806 / 877 |
| Prior Transfer Date | Nov 4, 2016 |
| Prior Transfer Doc | 0005745778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 24, 2025 |
| Property Address | 8540 RIVER RD, COTTRELLVILLE, MI 48039-3344 |
| Document Number | 0005864302 |
| Book / Page | 5864 / 302 |
| Map Reference | LB 51 PG 38 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025020373 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 8540 RIVER RD, COTTRELLVILLE, MI 48039-3344 |
The 2025 property tax bill for 8540 River Rd was $1,293 with a homeowner's exemption, down 38.6% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Cottrellville Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,100 (-29.6%) | $142,200 | |
| 2025 | $1,293.00 (-38.57%) Homeowner's exemption | $101,000 | |
| 2024 | $2,105.00 | $202,000 | |
| 2023 | $95,100 | ||
| 2022 | $2,250.00 | $190,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8540 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8540 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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