8540 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 8540 Oak Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,504 sqft · built 1951
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Last Sale$248,500 (May 2018)
Tax Bill$3,317 (2023)
Deeds & MortgagesApr 2022 Transfer
Apr 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-47-0384-0013

Property Details

APN / Parcel Number

Primary APN001-25-47-0384-0013
Alternative APNs
  • 45-05-33-128-021.000-004
  • 254703840013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,504 sqft Living Area
Gross Area3,560 sqft
1st Floor Area1,252 sqft
Basement Area1,056 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1995
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions125 ft deep x 84 ft wide
TerrainRolling
View / LotExtra Front
Garage TypeDetached
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8540 OAK AVE
CityGARY
StateIN
Zip46403-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYOUNGS HIGHLANDS BL.3 LOT 13 E.1/2 OF LOT 14 & S.1/2 OF VAC. ADJ. ALLEY
Legal SubdivisionYOUNGS HIGHLANDS
Legal Block3
Legal Lot Number13,14
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1008
Census Tract10100

Owner

Source: Lake County records · APN 001-25-47-0384-0013

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8540 OAK AVE, GARY, IN 46403-1429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Transfer on Death Deed, Transfer
Apr 26, 2022Transfer on Death Deed, Transfer
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTIER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2018 · Amount on Record
Deed SaleMay 04, 2018 · Amount on Record
Deed Document Number201827848
Last Transfer DateApr 19, 2022
Transfer Doc0000017480
Record UpdatedJun 08, 2026

April 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateApr 26, 2022
Property Address8540 OAK AVE, GARY, IN 46403-1429
Document Number0000017480
Map ReferenceMB15 PG 15
Instrument DateApr 11, 2022
Instrument2022-517480
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7340 BARING PKWY, HAMMOND, IN 46324-2942
InvestorPossibly a Property Investor

April 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateApr 26, 2022
Property Address8540 OAK AVE, GARY, IN 46403-1429
Document Number0000017480
Map ReferenceMB15 PG 15
Instrument DateApr 11, 2022
Instrument2022-517480
Transaction TypeTransfer
Record UpdatedMay 06, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7340 BARING PKWY, HAMMOND, IN 46324-2942

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8540 OAK AVE, GARY, IN 46403-1429
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076565
DateOct 26, 2020
Instrument2020-076565
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$393,800 (+22.45%) Land $204,700 Building $189,100$393,800 (+22.45%) Land $204,700 Building $189,100
2023$3,317.00 (+43.97%)$321,600 (+76.61%) Land $247,000 Building $74,600$321,600 (+76.61%) Land $247,000 Building $74,600
2022$2,304.00 Homeowner's exemption$182,100 Land $101,500 Building $80,600$182,100 Land $101,500 Building $80,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Oak Ave

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