8511 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 8511 Oak Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,648 sqft · built 1937
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on Record
Last Sale$549,622 (Jun 2025)
Tax Bill$9,853 (2024)
Deeds & MortgagesJun 2025 Sale & Mortgage
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-47-0387-0002

Property Details

APN / Parcel Number

Primary APN001-25-47-0387-0002
Alternative APNs
  • 45-05-33-132-002.000-004
  • 254703870002

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,648 sqft Living Area
Basement Area946 sqft
Finished Basement946 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 2020
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area1,702 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8511 OAK AVE
CityGARY
StateIN
Zip46403-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYOUNGS HIGHLANDS E. 50FT. OF W. 98.37 FT. OF LOTS 1 & 2 BL.6 E. 50 FT. OF W. 98. 37 FT. OF N. 30 FT. OF L.3 BL.6
Legal SubdivisionYOUNGS HIGHLAND
Legal Block6
Legal Lot Number1,2
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1009
Census Tract10100

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8511 OAK AVE, GARY, IN 46403-1430
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2025Warranty Deed, Transfer · Conventional Mortgage
US MORTGAGE CORP
Apr 11, 2022Re-recorded Document · Commercial Mortgage
HOMETOWN EQUITY MORTGAGE
Mar 29, 2022Deed, Transfer · Line of Credit
HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2025 · Amount on Record
Deed SaleJun 12, 2025 · Amount on Record
Prior SaleApr 11, 2022
Deed Document Number2025521237
Prior Transfer DateJun 10, 2011
Prior Transfer Doc2011040743
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 12, 2025
Property Address8511 OAK AVE, GARY, IN 46403-1430
Document Number0000021237
Map ReferenceMB 15 PG 15
Instrument DateJun 6, 2025
Instrument2025-521237
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8511 OAK AVE, GARY, IN 46403-1430

Mortgage

Document Number0000021238
DateJun 12, 2025
Instrument2025-521238
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

April 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLAKE IN
Recording DateApr 11, 2022
Property Address8511 OAK AVE, GARY, IN 46403-1430
Document Number0000015163
Map ReferenceMB 15 PG 15
Instrument DateMar 25, 2022
Instrument2022-515163
Record UpdatedFeb 6, 2026
Title CompanyMERIDIAN TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2627 SEMINARYA VE #2 # 2, 2, CHICAGO, IL 60614-1310

Mortgage

Document Number0000015427
DateApr 12, 2022
Instrument2022-515427
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateMar 29, 2022
Property Address8511 OAK AVE, GARY, IN 46403-1430
Document Number0000013171
Instrument DateMar 25, 2022
Instrument2022-513171
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2627 SEMINARY AVENUE #2 # 2, 2, OLATHE, KS 66061

Mortgage

Document Number0000013172
DateMar 29, 2022
Instrument2022-513172
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$441,500 (+6.82%) Land $104,600 Building $336,900$441,500 (+6.82%) Land $104,600 Building $336,900
2024$9,853.00 (+24.19%)$413,300 (+6.8%) Land $104,600 Building $308,700$413,300 (+6.8%) Land $104,600 Building $308,700
2023$387,000 (+25.57%) Land $103,000 Building $284,000$387,000 (+25.57%) Land $103,000 Building $284,000
2022$7,934.00 (-42.66%)$308,200 Land $28,700 Building $279,500$308,200 Land $28,700 Building $279,500
2021$13,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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