Washoe County property record for 8540 Gate St, Reno, NV 89506
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,110 sqft · built 1962 |
| Lot Size | 0.421 acres (18,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,000 (Sep 2023) |
| Tax Bill | $359 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552-231-15 |
| Primary APN | 552-231-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 1,218 sqft |
| 1st Floor Area | 1,110 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,344 sqft (0.421 acres) |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 215 sqft |
| Patio Area | 215 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 8540 GATE ST |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89506-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | H TWO O FRAC LT 8 BLK B |
| Legal Subdivision | H TWO O |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | NORTH VALLEYS |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 2618 |
8540 Gate St is owned and occupied by two individuals who bought it in September 2023.
Source: Washoe County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8540 GATE ST, RENO, NV 89506-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 20, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| May 21, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | May 23, 2016 · Amount on File |
| Deed Document Number | 20235407110 |
| Prior Transfer Date | May 16, 2019 |
| Prior Transfer Doc | 0004912525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 8540 GATE ST, RENO, NV 89506-8703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | CORE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 8540 GATE ST, RENO, NV 89506-8703 |
| Document Number | 0005584971 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 5584971 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 20, 2023 |
| Property Address | 8540 GATE ST, RENO, NV 89506-8703 |
| Document Number | 0005407110 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 5407110 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,459.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 530 WELLINGTON WAY, RENO, NV 89506-1939 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 8540 GATE ST, RENO, NV 89506-8703 |
| Document Number | 0005407111 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 5407111 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 21, 2019 |
| Property Address | 8540 GATE ST, RENO, NV 89506-8703 |
| Document Number | 0004912525 |
| Map Reference | MAP 588 |
| Instrument Date | May 16, 2019 |
| Instrument | 4912525 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8540 GATE ST, 8540, RENO, NV 89506-8703 |
| Name | Verified Name |
|---|---|
| Address | 8540 GATE ST, RENO, NV 89506-8703 |
| Document Number | 0004912526 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 4912526 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 8540 Gate St was $359.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,002 (+2.36%) Land $33,845 Building $16,157 | ||
| 2025 | $359.00 | $48,849 Land $33,145 Building $15,704 | $139,569 Land $94,700 Building $44,869 |
| 2023 | $456.00 (+2.93%) | $41,621 (+17.58%) Land $27,279 Building $14,342 | $118,918 (+17.59%) Land $77,940 Building $40,978 |
| 2022 | $443.00 | $35,397 Land $23,730 Building $11,667 | $101,133 (+26.91%) Land $67,800 Building $33,333 |
| 2021 | $79,687 Land $47,100 Building $32,587 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8540 Gate St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1986–2005) |
| Most Recent Claim | Dec 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8540 Gate St is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 64% of Nevada |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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