8540 Bender Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 8540 Bender Rd, Lynden, WA 98264

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,393 sqft · built 1969
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Tax Bill$3,925 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23842

Property Details

APN / Parcel Number

Primary APN23842
Alternative APNs
  • 400316 009061 0000
  • 128389

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,393 sqft Living Area
1st Floor Area1,393 sqft
Basement Area1,393 sqft
Unfinished Basement1,393 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleOther
Exterior MaterialConcrete
Foundation TypeConcrete
Roof MaterialBuilt-Up Asphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeCarport
CarportCarport
Carport Area616 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area63 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number23842
Street Address8540 BENDER RD
CityLYNDEN
StateWA
Zip98264-1000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS100
Legal DescriptionTHAT PTN OF S 1/2 SW SW DAF-BEG AT NW COR OF S 1/2 SW SW-TH E 191.5 FT-TH S 145 FT-TH W 191.5 FT-TH N 145 FT TO POB- LESS RDS
Legal Range03
Legal Township40
Legal Section16
JurisdictionWHATCOM WA
Township / Civil DivisionLYNDEN
Census Block Group2
Census Block2014
Census Tract10303

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8540 BENDER RD, LYNDEN, WA 98264-1000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address8540 BENDER RD, LYNDEN, WA 98264-1000
Transaction TypeMortgage
Record UpdatedNov 4, 2021
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20211004726
DateOct 29, 2021
Instrument2021-1004726
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityLynden City
Unified School DistrictLynden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,925.00 (+33.46%)$518,767 (+31.92%) Land $300,108 Building $218,659$518,767 (+31.92%) Land $300,108 Building $218,659
2022$393,243 Land $153,434 Building $239,809$393,243 Land $153,434 Building $239,809
2021$2,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1990)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 1990 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNDEN WATER DEPARTMENT
serves 20,062 people · EPA ID WA5349150
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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