8536 Bender Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 8536 Bender Rd, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,284 sqft · built 1922
Lot Size	0.263 acres (11,469 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Apr 2022)
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590378`

Property Details

APN / Parcel Number

Primary APN	`590378`
Alternative APNs	`400316 009051 0000` `128388` `550748`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,284 sqft Living Area
1st Floor Area	1,609 sqft
2nd Floor Area	675 sqft
Basement Area	2,578 sqft
Finished Basement	1,041 sqft
Unfinished Basement	1,537 sqft
Flooring	Tile
Interior Walls	Finished/Painted
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Tile
Lot Area	11,469 sqft (0.263 acres)
Garage Type	Built-in
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	88 sqft
Deck Area	96 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	550748
Street Address	8536 BENDER RD
City	LYNDEN
State	WA
Zip	98264-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	EAST DRAYTON ADD LOT 1
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	EAST DRAYTON ADD
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2014
Census Tract	10303

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8536 BENDER RD, LYNDEN, WA 98264-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 20, 2018	Warranty Deed, Transfer · Conventional Mortgage AXIA FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	2022-0401139
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 11, 2022
Property Address	8536 BENDER RD, LYNDEN, WA 98264-1000
Document Number	0000401139
Map Reference	VOL 15 PG 67&68
Instrument Date	Mar 31, 2022
Instrument	2022-0401139
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8536 BENDER RD, LYNDEN, WA 98264-1000

Mortgage

Document Number	0000401140
Date	Apr 11, 2022
Instrument	2022-0401140

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8536 BENDER RD, LYNDEN, WA 98264-1000
Document Number	2200801183
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8536 BENDER RD LYNDEN WA 982641000, LYNDEN, WA 98264-1000

Mortgage

Document Number	2200801183
Date	Aug 10, 2020
Instrument	801183

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 20, 2018
Property Address	8536 BENDER RD, LYNDEN, WA 98264-1000
Document Number	2180402297
Instrument Date	Apr 17, 2018
Instrument	402297
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,463.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8536 BENDER RD LYNDEN WA 982641000, LYNDEN, WA 98264-1000

Mortgage

Document Number	2180402298
Date	Apr 20, 2018
Instrument	402298

Lender

Name	AXIA FIN'L
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,946.00 (+25.71%)	$785,779 (+24.18%) Land $272,825 Building $512,954	$785,779 (+24.18%) Land $272,825 Building $512,954
2022		$632,775 Land $153,434 Building $479,341	$632,775 Land $153,434 Building $479,341
2021	$4,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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